This home is in The Plantation, Ponte Vedra Beach — a Ponte Vedra Beach golf community home.
Sold·Closed Jul 17, 2026·7 days on market·Recent sales in The Plantation·The Plantation
181 Retreat Place
Ponte Vedra Beach, FL 32082
20 more homes for sale in The Plantation →Search The Plantation on the map
About this home
The Plantation
Timeless Architecture and Easy Maintenance, this recently remodeled home in The Plantation at Ponte Vedra is beautifully appointed with White Stucco exterior, Tile Roof and Paver Driveway. Once inside, you'll enjoy the carefree flow of this 4 bedroom, 4 bathroom home. The hub of the home is the stunning Kitchen. Imagine entertaining your family and friends surrounded by the gorgeous counters, floor to ceiling cabinetry and stylish hood vent. The subway tile backsplash completes the classic appeal, while stainless steel appliances and glass cooktop make cooking and cleanup a breeze. A dedicated home Office features a view to the outside, custom built-ins, and ample storage in two closets. Throughout the social areas, you'll notice exceptional quality in the wide plank, wood flooring, adding warmth and character. The open concept kitchen, nook & family rooms create a focal
Next steps in The Plantation
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Tile — year not disclosed (home built 1997)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,666 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,116,430 | $530,370 | — |
| 2024 | $1,022,975 | $514,715 | — |
| 2023 | $986,166 | $498,267 | — |
| 2022 | $809,662 | $482,298 | — |
| 2021 | $516,794 | $466,794 | — |
| 2020 | $557,417 | $557,417 | — |
Estimated taxes if purchased at asking price: ~$25,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 17, 2026Closed$1,750,000
- Jul 8, 2026Pending$1,750,000
- Jun 11, 2026Listed$1,750,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $538/sq ft; this home is listed at $523/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 185 Retreat Place, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Aug 2026 | $2,575,000 | $682 | 4/4.5 | 3,775 | 123 | 0 |
| 117 Azalea Point Drive S, Ponte Vedra Beach, FL 32082Listed by REAL BROKER LLC | Sep 2026 | $880,000 | $303 | 4/2.5 | 2,906 | 131 | 0.2 |
| 2642 Long Boat Court S, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLC | Aug 2026 | $1,907,764 | $538 | 4/3.5 | 3,544 | 4 | 0.4 |
| 104 Twin Cedar Court, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PV | Jul 2026 | $768,000 | $293 | 4/2.5 | 2,617 | 159 | 0.4 |
| 145 Egrets Walk Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $1,400,000 | $406 | 5/4 | 3,450 | 69 | 0.6 |
| 240 Laurel Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA COASTAL REALTY, INC. | Oct 2026 | $1,400,000 | $554 | 3/3 | 2,526 | 36 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS PV
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About The Plantation
The Plantation is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all The Plantation homes for sale →Keep looking
More homes in The Plantation
For Sale109 Laurel CourtPonte Vedra Beach, FL 32082
3 bd · 4 ba · 3,679 sq ft
$1,789,000Est. $9,522/moTucked away on a quiet cul-de-sac in the beautiful gated golf community of The Plantation at Ponte Vedra, this timeless…
Listing Office: ponte vedra club realty, inc.
For Sale124 Haverhill DrivePonte Vedra Beach, FL 32082
5 bd · 4 ba · 3,932 sq ft
$1,799,000Est. $9,575/moThis estate presents an exceptional opportunity within the prestigious gates of The Plantation. Privately positioned…
Listing Office: ponte vedra coastal realty, inc.
Pending116 Regents PlacePonte Vedra Beach, FL 32082
4 bd · 3 ba · 3,355 sq ft
$1,825,000Est. $9,713/moExperience refined living at this rarely available location, ideally positioned along the 9th fairway of the Arnold…
Listing Office: william raveis real estate
For Sale105 Laurel WayPonte Vedra Beach, FL 32082
4 bd · 3.5 ba · 3,231 sq ft
$1,875,000Est. $9,980/moMove right in and begin enjoying the exceptional lifestyle offered at The Plantation. Perfectly designed for both…
Listing Office: ponte vedra coastal realty, inc.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines