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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Sold

Sold·Closed Jun 29, 2026·0 days on market·Recent sales in Jacksonville

1925 Oak Water Drive

Jacksonville, FL 32225

$200,000sold priceListed at $200,000 · 100% of asking$142/sqftMLS# 2150084
2
Beds
2
Baths
1,404
Sq Ft
1984
Built
—
Garage
No
Pool
No HOA3,920 sqft lotTownhouse2 stories

About this home

Jacksonville

This townhome resides in a quiet neighborhood and offers 2 bedrooms and 2 full bathrooms. Large bedroom, bathroom and walk in closest upstairs. Second bedroom and bath located downstairs. French doors lead you to a private and peaceful backyard on a preserve. The covered porch extends to a full deck with a fully fenced backyard.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,108
Property taxesest. at asking price, Duval County$327
Estimated total, before insurance$1,434/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,991/yr · $166/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$200,000
$40,000
Loan Term
Monthly Payment
$1,108
Principal & Interest: $1,108
Property taxes (est.): $327
Insurance (est.): $133
Estimated Total Monthly
$1,568
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,541 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$191,323$83,092—
2024$181,849$80,043▲ $9,933
2023$172,965$76,256▲ $25,225
2022$141,607$72,579—
2021$119,009$69,009—
2020$119,055$69,055—

2025 property taxes (current owner): $1,991/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $167/sq ft; this home is listed at $142/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1879 Oak Water Drive, Jacksonville, FL 32225Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYJun 2026$210,000$1452/21,450260
1855 Oak Water Drive, Jacksonville, FL 32225Listed by INI REALTYSep 2026$180,000$1472/21,226330.1
11477 Ft Caroline Lakes Drive N, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$270,000$1784/3.51,517520.2
11690 Tanager Drive, Jacksonville, FL 32225Listed by UNITED REAL ESTATE GALLERYJul 2026$235,000$1673/2.51,4041070.3
11608 Dunes Way Drive N, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$218,000$1912/21,144950.3
1830 Willowood Drive, Jacksonville, FL 32225Listed by CENTURY 21 LIGHTHOUSE REALTYApr 2026$174,000$1393/21,256770.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$200,000
Price / Sq Ft$142
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,404
Acres0.09 acres
Year Built1984
TypeResidential
Sub-TypeTownhouse
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address1925 Oak Water Drive, Jacksonville, FL 32225
Area042-Ft Caroline
SubdivisionOak Point
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size3,920.4 sq ft
Parcel Number1612305140
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOther
ViewProtected Preserve

Interior

AppliancesDishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Patio / PorchCovered, Porch
FencingVinyl
RoofShingle
Road FrontageCity Street

Additional Information

Date ListedJune 11, 2026
Days on Market0
Tax Amount$1,990.7
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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