This home is in Bartram Park Preserve, Jacksonville.

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Active·45 days on market·Bartram Park Preserve

14450 Serenoa Drive

Jacksonville, FL 32258

$559,999$188/sqftEst. $2,855/moMLS# 2149741

Beds

Baths

2,977

Sq Ft

2014

Built

Garage

Pool

About this home

Bartram Park Preserve

Wonderful executive, energy efficient, smart home in Bartram Park Preserve with a 3-car garage and nearly 3,000 sq ft of upgraded living space! This home features 4 bedrooms, 3.5 baths, a spacious bonus room, separate downstairs office and a primary suite conveniently located downstairs. Located just one block from community amenities including the pool, kids' water park, event-hall and clubhouse, this home is also less than 5 minutes from Durbin Pavilion, shopping, dining, Baptist South, and I-95, with Meckler's Beach just 20 minutes away. Gourmet kitchen includes high-end 42'' cabinets, granite countertops, stainless steel appliances, convection oven, center island, breakfast bar, and breakfast nook. NEW AC! Open-concept layout with tons of natural light flows into the family room and screened lanai overlooking the private fenced backyard, perfect for entertaining. Spacious primary suite offers a garden tub, dual marble vanities, separate shower, and oversized walk-in closet. Bedroom

Cost to own

Mortgage calculator

Home Price

$559,999

Down Payment: 20%

$112,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,855

Principal & Interest: $2,855

Property taxes (est.): $914

Insurance (est.): $373

Estimated Total Monthly

$4,143

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,855

Property taxesest. at asking price, Duval County$914

HOAbilled quarterly$47

Estimated total, before insurance$3,817/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,665/yr · $639/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$479,278	$304,542	—
2024	$476,359	$295,252	▲ $14,470
2023	$490,985	$285,197	▲ $40,221
2022	$433,800	$275,434	▼ $29,100
2021	$334,778	$265,956	—
2020	$311,594	$261,594	▲ $1,368

2025 property taxes (current owner): $7,665/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History