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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Golf & CC, Jacksonville — a home near Atlantic Coast High School.

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Sold

Sold·Closed Jul 17, 2026·3 days on market·Recent sales in Jacksonville Golf & CC·Jacksonville Golf & CC

3951 Chicora Wood Place

Jacksonville, FL 32224

$1,150,000sold priceListed at $1,150,000 · 100% of asking$359/sqftMLS# 2149672
4
Beds
3
Baths
3,199
Sq Ft
1990
Built
2
Garage
Yes
Pool

9 more homes for sale in Jacksonville Golf & CC →Search Jacksonville Golf & CC on the map

FEMA Zone XHOA $264/mo12,632 sqft lotSingle Family Residence1 story

About this home

Jacksonville Golf & CC

Welcome to 3951 Chicora Wood Place, a beautifully updated 4-bedroom, 3-bath residence offering 3,199 square feet of thoughtfully designed living space in the highly sought-after Jacksonville Golf & Country Club. Nestled on a quiet cul-de-sac along one of the community's most desirable streets, this meticulously maintained home combines timeless elegance with modern updates and exceptional outdoor living. Step inside to soaring ceilings, abundant natural light, luxury vinyl plank flooring, and a spacious open floor plan designed for both comfortable everyday living and entertaining. The heart of the home is the stunning updated kitchen featuring beautiful quartzite countertops, new high-end appliances, a wine cooler, ample storage, and designer finishes that will impress even the most discerning chef. The spacious family room showcases a cozy wood-burning fireplace and wet bar, creating the perfect gathering space for family and friends. Updated bathrooms, custom closet systems.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,370
Property taxesest. at asking price, Duval County$1,878
HOAbilled quarterly$264
Estimated total, before insurance$8,512/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,638/yr · $720/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,150,000
$230,000
Loan Term
Monthly Payment
$6,370
Principal & Interest: $6,370
Property taxes (est.): $1,878
Insurance (est.): $767
Estimated Total Monthly
$9,014
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,568 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$846,833$455,879▲ $76,001
2024$772,138$442,324▲ $60,463
2023$737,479$427,985▲ $69,009
2022$629,301$398,065—
2021$526,193$385,015—
2020$501,109$379,009▲ $9,776

2025 property taxes (current owner): $8,638/yr

Estimated taxes if purchased at asking price: ~$22,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 24, 2026Closed$1,150,000
  • Jun 9, 2026Listed$1,150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $304/sq ft; this home is listed at $359/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3974 Chicora Wood Place, Jacksonville, FL 32224Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$1,237,400$3445/4.53,59220.1
12925 Huntley Manor Drive, Jacksonville, FL 32224Listed by MOMENTUM REALTYSep 2026$1,025,000$2735/4.53,758760.3
3771 Hunt Club Road, Jacksonville, FL 32224Listed by INI REALTYSep 2026$817,500$3243/2.52,52430.4
12829 Biggin Church Road S, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$692,000$3044/32,276620.5
13175 Wexford Hollow Road N, Jacksonville, FL 32224Listed by INI REALTYSep 2026$870,000$2925/4.52,984590.7
4577 Pebble Brook Drive, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$640,000$2785/32,302131

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,150,000
Price / Sq Ft$359
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,199
Total Structure Area4,072 sq ft
Acres0.29 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Pool Sweep, Screen Enclosure
Is WaterfrontNo

School Information

Community Information

Address3951 Chicora Wood Place, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionJax Golf & Cc
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size12,632.4 sq ft
Parcel Number1674552842
ZoningResidential

Amenities

Community FeaturesGated
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Washer, Wine Cooler
HeatingCentral, Electric, Hot Water
CoolingCentral Air, Electric
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit
SecurityGated with Guard, Smoke Detector(s)
Spa FeaturesHeated, Above Ground

Exterior

Patio / PorchScreened
RoofShingle
ConstructionBrick Veneer
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJune 9, 2026
Days on Market3
HOA Fees$792 / Quarterly
HOA FrequencyQuarterly
HOA NameVesta Property Management
Tax Amount$8,638
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Jacksonville Golf & CC

Jacksonville Golf & CC is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Jacksonville Golf & CC homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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