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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic East, St. Augustine — an oceanfront condo in St. Augustine.

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Active

$750,0003 bd · 2 ba · 1,624 sq ft

Active·151 days on market·Atlantic East

6170 A1A S 101

St. Augustine, FL 32080

$750,000$462/sqftEst. $4,089/mo mortgageMLS# 2149574
↓ $75,000 below original list
3
Beds
2
Baths
1,624
Sq Ft
1986
Built
—
Garage
No
Pool

2 more homes for sale in Atlantic East →Search Atlantic East on the map

FEMA Zone XHOA $1858/moWaterfrontCondominium1 story

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About this home

Atlantic East

First-floor, direct oceanfront condo in the gated Atlantic East community on A1A, St. Augustine Beach. Ground-level unit with private patio providing direct backyard access to the beach -- no elevator, no stairs, no shared corridors to the sand. Fully renovated interior with modern coastal finishes throughout. Main living area features luxury vinyl plank flooring, and an open layout. Sliding glass doors open directly to a private oceanfront patio with unobstructed Atlantic Ocean views. Primary bedroom faces the ocean and dunes with direct patio access. Primary bath fully updated and plumbed for a tub. Two additional guest bedrooms -- both bright, updated, and well-sized. Gated, private. Low-density building. Assigned parking directly adjacent to unit entrance. New windows. HVAC replaced 2022 Full repipe completed 2023 Electrical panel replaced 2023 Move-in ready, no deferred maintenance

Next steps in Atlantic East

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,089
Property taxesest. at asking price, St. Johns County$998
HOAbilled monthly$1,858
Estimated total, before insurance$6,945/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,236/yr · $686/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$750,000
$150,000
Loan Term
Monthly Payment
$4,089
Principal & Interest: $4,089
Property taxes (est.): $998
Insurance (est.): $500
Estimated Total Monthly
$5,587
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$609,000$609,000—
2024$781,200$730,538—
2023$825,142$664,125—
2022$603,750$603,750—
2021$556,500$556,479—
2020$551,250$505,890—

2025 property taxes (current owner): $8,236/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 20, 2026Price change$750,000−$15,000
  • Sep 18, 2026Price change$765,000−$30,000
  • Jul 22, 2026Price change$795,000−$30,000
  • Jun 9, 2026Listed$825,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $502/sq ft; this home is listed at $462/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6170 A1A 215, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATESAug 2026$815,000$5023/21,624760
6170 A1A S 214, St. Augustine, FL 32080Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Mar 2026$665,000$4752/21,399710
6240 A1A S 213, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$720,000$5152/21,39770.1
6100 A1A S 419, St. Augustine Beach, FL 32080Listed by ANTRA REALTY GROUP, LLCMar 2026$595,000$4103/2.51,4501600.1
6100 A1A S 318, St. Augustine, FL 32080Listed by SAVVY AVENUE, LLC.Aug 2026$470,000$3962/21,186620.2
6240 A1A S 316, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$725,000$5192/21,39720.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$750,000
Price / Sq Ft$462
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,624
Year Built1986
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
Direction FacesEast

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryW. D. Hartley
Reported middleGamble Rogers
Reported highPedro Menendez
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address6170 A1A S 101, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionAtlantic East
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Parcel Number1829300101

Amenities

AmenitiesPool, Beach Access, Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Pickleball, Trash
Community FeaturesGated
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAssigned
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchRear Porch

Additional Information

Date ListedJune 9, 2026
Days on Market151
HOA Fees$1,858 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesCable TV, Internet, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water
Tax Amount$8,236
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Atlantic East

Atlantic East is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Atlantic East homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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