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This home is in Sawgrass, Ponte Vedra Beach.

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Active Under Contract

Active Under Contract·11 days on market·Sawgrass

9777 Sawgrass Drive E

Ponte Vedra Beach, FL 32082

$605,000$425/sqftEst. $3,085/moMLS# 2149548
2
Beds
2
Baths
1,424
Sq Ft
1974
Built
Garage
No
Pool

About this home

Sawgrass

Welcome home to this beautifully maintained two-bedroom end-unit condo in Rough Creek, within the gates of Sawgrass Country Club. Offering the privacy of a corner unit and the ease of low-maintenance living, this coastal retreat is just a short walk from the beach and features a bright, open-concept layout filled with natural light. Inside, soaring ceilings, abundant windows, and serene preserve views create an airy, welcoming atmosphere. The large screened lanai extends the living space and offers the perfect place to enjoy coastal breezes, the sound of the waves, and the surrounding lush landscaping. Upgrades and features include Saturnia stone floors and granite countertops; beautifully renovated bathrooms with a spa-like feel; a galley kitchen with new appliances, including a Bosch dishwasher, Samsung refrigerator, and LG stacked washer/dryer; the HVAC was replaced in 2025; roof replaced by the condo association in 2024; a private front storage area for bikes and beach essentials.

Cost to own

Mortgage calculator

$605,000
$121,000
Loan Term
Monthly Payment
$3,085
Principal & Interest: $3,085
Property taxes (est.): $805
Insurance (est.): $403
Estimated Total Monthly
$4,293
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,085
Property taxesest. at asking price, St. Johns County$805
HOAbilled monthly$798
Estimated total, before insurance$4,688/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,139/yr · $262/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$455,000$196,248
2024$451,000$190,010
2023$423,150$183,019
2022$364,000$176,232
2021$262,000$169,643
2020$247,000$166,610

2025 property taxes (current owner): $3,139/yr

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,555 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 15, 2026Active Under Contract$605,000
  • Jul 15, 2026Active$605,000
  • Jul 7, 2026Withdrawn$605,000
  • Jun 12, 2026Listed$605,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$605,000
Price / Sq Ft$425
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,424
Year Built1974
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address9777 Sawgrass Drive E, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionSawgrass Country Club
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0662505050
ZoningCondominium

Amenities

AmenitiesPool, Beach Access, Playground, Security, Trash
UtilitiesCable Connected, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street, Unassigned
ViewProtected Preserve

Interior

Interior FeaturesEntrance Foyer, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Washer/Dryer Stacked
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringTile, Wood
# of Stories2
LevelsTwo
LaundryIn Unit
Window FeaturesSkylight(s)
SecuritySmoke Detector(s)

Exterior

Patio / PorchScreened
RoofShingle
ConstructionFrame, Wood Siding
Other StructuresShed(s)

Additional Information

Date ListedJuly 15, 2026
Days on Market33
HOA Fees$798 / Monthly
HOA FrequencyMonthly
HOA NameRough Creek Association, Inc.
HOA Fee IncludesInsurance, Maintenance Grounds
Tax Amount$3,138.52
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About Sawgrass

Sawgrass is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawgrass homes for sale →

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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