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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sawgrass, Ponte Vedra Beach — a Ponte Vedra Beach golf community home.

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Active

Active·164 days on market·Sawgrass

81 N Tifton Way

Ponte Vedra Beach, FL 32082

$574,000$292/sqftEst. $3,179/moMLS# 2123415
↓ $25,000 below original list
3
Beds
2
Baths
1,965
Sq Ft
1976
Built
—
Garage
No
Pool

15 more homes for sale in Sawgrass →Search Sawgrass on the map

FEMA Zone XHOA $944/moWaterfrontCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Sawgrass

Enjoy ocean breezes and effortless coastal living in this fully furnished 3BR/2BA condo in prestigious Sawgrass Country Club, east of A1A. Just a 5-minute walk to the beach, this move-in-ready retreat offers tranquil pond and golf views overlooking the 4th hole, plus a spacious private deck perfect for morning coffee and evening relaxation. The light-filled open floor plan features generous living and dining areas, an enclosed sunroom with a wall of windows, an updated kitchen with warm wood cabinetry, and a split-bedroom design for added privacy. Bike to private beach access and enjoy multiple community pools. Rare one-week minimum rentals make this an exceptional opportunity for investors seeking immediate income potential, while also appealing as a second home, seasonal getaway, downsized residence, or future primary home. Turnkey, furnished, and ideally located near the beach, golf, dining, and shopping--this is the Ponte Vedra Beach lifestyle! Call for your appointment today.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,179
Property taxesest. at asking price, St. Johns County$764
HOAbilled monthly$944
Estimated total, before insurance$4,887/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,058/yr · $505/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$574,000
$114,800
Loan Term
Monthly Payment
$3,179
Principal & Interest: $3,179
Property taxes (est.): $764
Insurance (est.): $383
Estimated Total Monthly
$4,326
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,737 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $595,000 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$425,000$425,000—
2024$515,000$515,000—
2023$465,000$387,200—
2022$430,000$352,000—
2021$320,000$320,000—
2020$295,000$295,000—

2025 property taxes (current owner): $6,058/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 24, 2026Price change$574,000−$25,000
  • May 5, 2026Listed$599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $433/sq ft; this home is listed at $292/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
75 Tifton Way N, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVAug 2026$585,000$3702/21,583100
948 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$1,375,000$6862/2.52,003180.2
930 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2026$2,100,000$1,0712/2.51,9601200.2
35 Fishermans Cove Road, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$650,000$4332/21,502460.2
7 Cove Road, Ponte Vedra Beach, FL 32082Listed by ERA ONETEAM REALTYJun 2026$455,000$2902/2.51,567670.2
311 Quail Pointe Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$508,000$3542/21,434350.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$574,000
Price / Sq Ft$292
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,965
Year Built1976
TypeResidential
Sub-TypeCondominium
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
Direction FacesEast

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPonte Vedra Rawlings
Reported middleAlice B. Landrum
Reported highPonte Vedra
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address81 N Tifton Way, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionSawgrass Country Club
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0619100810
ZoningCondominium

Amenities

AmenitiesPool, Beach Access, Cable TV, Gated, Maintenance Grounds, Playground, Security
Community FeaturesGated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Electric Vehicle Charging Station(s), Unassigned
ViewGolf Course, Pond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsMulti/Split, One
LaundryIn Unit
Security24 Hour Security, Gated with Guard, Security Gate

Exterior

Exterior FeaturesBalcony
Patio / PorchDeck
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMay 6, 2026
Days on Market244
HOA Fees$943.5 / Monthly
HOA FrequencyMonthly
HOA NameMay Management
HOA Fee IncludesCable TV
Tax Amount$6,058.16
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sawgrass

Sawgrass is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawgrass homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines