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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sawgrass, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Active

Active·46 days on market·Sawgrass

328 Quail Pointe Drive

Ponte Vedra Beach, FL 32082

$620,000$428/sqftEst. $3,394/moMLS# 2161144
2
Beds
2
Baths
1,450
Sq Ft
1979
Built
—
Garage
No
Pool

14 more homes for sale in Sawgrass →Search Sawgrass on the map

FEMA Zone XHOA $818/moCondominium1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Sawgrass

Experience coastal luxury in this beautifully updated, single-story END UNIT located within the prestigious, 24 hour gated community of Sawgrass Country Club. Situated in the desirable Quail Pointe 1 neighborhood right along side the 2 East Golf course fairway. This move in ready retreat offers the ultimate Florida Lifestyle. Enjoy the convenience of biking to the beach or relaxing by the neighborhood pool. Inside, cozy up to the wood burning fireplace or entertain with the built in wine cooler. Additional highlights include a TANKLESS WATER HEATER and an ENCLOSED SUNROOM featuring a dedicated air conditioner and new Energy Max Elite tempered DOUBLE PANE WINDOWS! Outside a private enclosed gated storage unit. New owners may apply for membership to the Golf, Tennis and Fitness center. Whether you are looking for a seasonal escape or full time beach retreat, this property delivers perfection.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$3,394
Property taxesest. at asking price, St. Johns County$825
HOAbilled quarterly$818
Estimated total, before insurance$5,036/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,928/yr · $494/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$620,000
$124,000
Loan Term
Monthly Payment
$3,394
Principal & Interest: $3,394
Property taxes (est.): $825
Insurance (est.): $413
Estimated Total Monthly
$4,632
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1979)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,529 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,928/yr

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 20, 2026Listed$620,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$620,000
Price / Sq Ft$428
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,450
Year Built1979
TypeResidential
Sub-TypeCondominium
StyleFlat
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address328 Quail Pointe Drive, Ponte Vedra Beach, FL 32082
Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv
SubdivisionSawgrass Country Club
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0662600280
ZoningCondominium

Amenities

AmenitiesPool, Beach Access, Maintenance Grounds, Playground
Community FeaturesSidewalks, Street Lights
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Guest, Unassigned
ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Primary Bathroom - Tub with Shower, Primary Downstairs, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Washer/Dryer Stacked, Wine Cooler
HeatingCentral, Electric, Hot Water
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit
Security24 Hour Security, Gated with Guard, Smoke Detector(s)

Exterior

Lot DescriptionOn Golf Course
Patio / PorchDeck, Glass Enclosed, Porch
RoofShingle
ConstructionFrame, Wood Siding
Road SurfaceAsphalt

Additional Information

Date ListedAugust 21, 2026
Days on Market33
HOA Fees$2,453 / Quarterly
HOA FrequencyQuarterly
HOA NameMay Management & Castle Group. (904-686-7552)
HOA Fee IncludesCable TV, Internet
Tax Amount$5,928.11
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sawgrass

Sawgrass is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Sawgrass homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines