Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Sawgrass, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Active

Active·1 day on market·Sawgrass

328 Quail Pointe Drive

Ponte Vedra Beach, FL 32082

$620,000$428/sqftEst. $3,184/moMLS# 2161144

Beds

Baths

1,450

Sq Ft

1979

Built

—

Garage

Pool

About this home

Sawgrass

Experience coastal luxury in this beautifully updated, single-story END UNIT located within the prestigious, 24 hour gated community of Sawgrass Country Club. Situated in the desirable Quail Pointe 1 neighborhood right along side the 2 East Golf course fairway. This move in ready retreat offers the ultimate Florida Lifestyle. Enjoy the convenience of biking to the beach or relaxing by the neighborhood pool. Inside, cozy up to the wood burning fireplace or entertain with the built in wine cooler. Additional highlights include a TANKLESS WATER HEATER and an ENCLOSED SUNROOM featuring a dedicated air conditioner and new Energy Max Elite tempered DOUBLE PANE WINDOWS currently being installed. Outside a private enclosed gated storage unit. New owners may apply for membership to the Golf, Tennis and Fitness center. Whether you are looking for a seasonal escape or full time beach retreat, this property delivers perfection.

Cost to own

Mortgage calculator

Home Price

$620,000

Down Payment: 20%

$124,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$3,184

Principal & Interest: $3,184

Property taxes (est.): $825

Insurance (est.): $413

Estimated Total Monthly

$4,422

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,184

Property taxesest. at asking price, St. Johns County$825

HOAbilled quarterly$818

Estimated total, before insurance$4,827/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,928/yr · $494/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,928/yr

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1979)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,529 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 20, 2026Listed$620,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$620,000

Price / Sq Ft$428

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,450

Year Built1979

TypeResidential

Sub-TypeSingle Family Residence

StyleFlat

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryPonte Vedra Rawlings

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address328 Quail Pointe Drive, Ponte Vedra Beach, FL 32082

Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv

SubdivisionSawgrass Country Club

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Parcel Number0662600280

ZoningCondominium

Amenities

AmenitiesPool, Beach Access, Maintenance Grounds, Playground

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Guest, Unassigned

ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Primary Bathroom - Tub with Shower, Primary Downstairs, Vaulted Ceiling(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Washer/Dryer Stacked, Wine Cooler

HeatingCentral, Electric, Hot Water

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryIn Unit

Security24 Hour Security, Gated with Guard, Smoke Detector(s)