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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach.

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Sold

Sold·Closed Mar 31, 2026·9 days on market·Recent sales in Atlantic Beach

1931 Francis Avenue

Atlantic Beach, FL 32233

$490,000sold priceListed at $499,900 · 98% of asking$445/sqftMLS# 2131107
3
Beds
2
Baths
1,100
Sq Ft
2001
Built
—
Garage
No
Pool
No HOA4,792 sqft lotSingle Family Residence1 story

About this home

Atlantic Beach

Fully renovated beach home Atlantic Beach, just minutes from Donner Park and a few doors down from Atlantic Beach Country Club. This move-in-ready property blends modern finishes with coastal charm in an unbeatable location. Inside, you'll find new oak LVP flooring throughout, fresh interior and exterior paint, and fully updated bathrooms with clean, contemporary design. The beautifully renovated kitchen features brand-new appliances and dramatic waterfall countertops that continue seamlessly up the backsplash for a sleek, custom look. Roof was done in 2020 and Hvac ins 2018. Exterior improvements include durable Hardie board siding, updated soffits and trim, and a vinyl privacy fence for added curb appeal and low-maintenance living. Whether you're headed to the beach, pickleball, or golf, this home delivers the best of the Atlantic Beach lifestyle.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,693
Property taxesest. at asking price, Duval County$800
Estimated total, before insurance$3,493/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,963/yr · $330/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,028 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,963/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $460/sq ft; this home is listed at $454/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1845 Forsyth Court, Atlantic Beach, FL 32233Listed by REAL BROKER LLCAug 2026$300,000$2413/1.51,24450.1
1524 Linkside Drive, Atlantic Beach, FL 32233Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$645,000$4603/21,4024060.2
740 Bonita Road, Atlantic Beach, FL 32233Listed by 1 REALTY CORPMay 2026$600,000$4604/21,30460.4
451 Sargo Road, Atlantic Beach, FL 32233Listed by MOMENTUM REALTYOct 2026$575,000$4283/21,3441340.5
2163 Sandy Bay Lane, Jacksonville, FL 32233Listed by KST GROUP LLCJul 2026$470,000$3293/21,428130.5
440 Osprey Key, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJun 2026$549,000$4912/2.51,11710.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,900
Price / Sq Ft$454
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,100
Acres0.11 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1931 Francis Avenue, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionDonners Replat
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size4,791.6 sq ft
Parcel Number1721100010

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchFront Porch
FencingBack Yard, Privacy, Vinyl
RoofShingle
ConstructionVinyl Siding
Road SurfacePaved

Additional Information

Date ListedFebruary 20, 2026
Days on Market9
Tax Amount$3,962.72
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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