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Active

Active·48 days on market

10715 Weatherby Avenue

Hastings, FL 32145

$225,000$189/sqftEst. $1,147/moMLS# 2149479

Beds

Baths

1,188

Sq Ft

1999

Built

—

Garage

Pool

About this home

Hastings

New HVAC! 1.14 Acres of Possibilities! This beautifully updated 3 bedroom, 2 bath home is ready for new owner and loaded with upgrades. You'll find fresh interior and exterior paint, luxury vinyl plank flooring throughout, updated lighting, and a bright, inviting layout. The stunning new kitchen features all new cabinetry, stainless steel appliances, and plenty of space for gathering and entertaining. Both bathrooms have been stylishly remodeled with designer vanities and modern tile finishes. Enjoy year-round comfort with a new HVAC system. Relax on the large front deck, perfect for grilling and enjoying the peaceful setting surrounded by mature trees or unwind on the back porch. The large workshop provides ample space for storage, hobbies, and equipment. Situated on 1.14 private acres, there's plenty of room for boats, RVs, pets, and outdoor fun. Conveniently located just minutes from the St. Johns River, offering boating, fishing, and endless recreation opportunities.

Cost to own

Mortgage calculator

Home Price

$225,000

Down Payment: 20%

$45,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,147

Principal & Interest: $1,147

Property taxes (est.): $299

Insurance (est.): $150

Estimated Total Monthly

$1,597

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,147

Property taxesest. at asking price, St. Johns County$299

Estimated total, before insurance$1,447/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$676/yr · $56/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$120,616	$0	—
2024	$116,863	$0	—
2023	$114,849	$0	—
2022	$121,012	$0	—
2021	$94,761	$0	—
2020	$85,794	$0	—

2025 property taxes (current owner): $676/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Private Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,396 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History