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Active

Active·104 days on market

10651 Stycket Avenue

Hastings, FL 32145

$143,000$132/sqftEst. $729/moMLS# 2139733

Beds

Baths

1,080

Sq Ft

2022

Built

—

Garage

Pool

About this home

Hastings

Move-in ready and built in 2022, this single wide manufactured home sits on a spacious 1.14-acre lot. Featuring 2 bedrooms and 2.5 bathrooms, each bedroom includes its own private full bath-perfect for guests or shared living-plus a convenient half bath in the hallway. The open living area flows seamlessly into the kitchen, creating an inviting space for everyday living and entertaining. Enjoy your morning coffee or unwind in the evenings on the covered front porch while taking in the peaceful surroundings. With plenty of room for outdoor activities and gardening, this property offers the perfect blend of modern living and country charm.

Cost to own

Mortgage calculator

Home Price

$143,000

Down Payment: 20%

$28,600

Interest Rate: 6.58%

Loan Term

Monthly Payment

$729

Principal & Interest: $729

Property taxes (est.): $190

Insurance (est.): $95

Estimated Total Monthly

$1,015

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$729

Property taxesest. at asking price, St. Johns County$190

Estimated total, before insurance$919/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,765/yr · $230/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $205,000 in February 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$155,127	$155,127	—
2024	$28,050	$13,213	—
2023	$16,500	$12,012	—
2022	$10,920	$10,920	—
2021	$5,775	$5,775	—
2020	$7,200	$4,658	—

2025 property taxes (current owner): $2,765/yr

Estimated taxes if purchased at asking price: ~$2,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,502 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History