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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 13, 2026·4 days on market·Recent sales in Atlantic Beach

1124 Nantucket Avenue

Jacksonville, FL 32233

$549,900sold priceListed at $549,900 · 100% of asking$309/sqftMLS# 2149353
3
Beds
2
Baths
1,780
Sq Ft
1962
Built
2
Garage
No
Pool
FEMA Zone XNo HOA8,712 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to your new beach home, a stunningly renovated home with plenty of room to grow in for the whole family! Enjoy a new gourmet kitchen with soft close 42'' shaker cabinetry, Quartz countertops, and new SS appliances. This home offers plenty of space to spread out with the oversized living room and two additional bonus spaces, perfect as an office or playroom each including their own new mini-split AC unit. Enjoy years of worry free living with a brand new roof, new plumbing, and new exterior doors and windows. Additional updates include all new electrical fixtures, fresh paint inside and out, new wide plank LVP flooring, and knock down ceiling texture. The master suite features a fully remodeled bathroom with a walk in shower. Enjoy the outdoors with ample natural lighting throughout and as you walk out onto your new backyard patio. No storage problems here with an oversized two car garage and an indoor laundry room. Located just minutes from the boat ramp, and with no HOA, this

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,046
Property taxesest. at asking price, Duval County$898
Estimated total, before insurance$3,944/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,405/yr · $534/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$549,900
$109,980
Loan Term
Monthly Payment
$3,046
Principal & Interest: $3,046
Property taxes (est.): $898
Insurance (est.): $367
Estimated Total Monthly
$4,310
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1962)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,224 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$339,394$339,394—
2024$316,092$55,843—
2023$286,822$52,615—
2022$256,439$53,981—
2021$191,088$50,938—
2020$192,603$49,538—

2025 property taxes (current owner): $6,405/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 13, 2026Closed$549,900
  • Jun 8, 2026Listed$549,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $343/sq ft; this home is listed at $309/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1148 Panuco Avenue N, Jacksonville, FL 32233Listed by WATSON REALTY CORPSep 2026$470,000$3683/31,276210.3
905 Gavagan Road, Jacksonville, FL 32233Listed by EXP REALTY LLCAug 2026$300,000$2113/21,4241550.4
2477 Montreal Street, Jacksonville, FL 32233Listed by MIDDLETON REALTY, INC.Jul 2026$460,000$3454/21,333580.4
2447 Seaway Street, Jacksonville, FL 32233Listed by HOMECOIN.COMSep 2026$465,000$3433/21,356900.5
2570 S Stern Drive S, Jacksonville, FL 32233Listed by SUNCOAST PROPERTY MANAGEMENT LLCAug 2026$345,000$2083/21,655100.5
2815 Majestic Cypress Drive E, Jacksonville, FL 32233Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$324,030$2194/21,477660.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$549,900
Price / Sq Ft$309
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,780
Acres0.20 acres
Year Built1962
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1124 Nantucket Avenue, Jacksonville, FL 32233
Area241-North Beach
SubdivisionOak Harbor
CityJacksonville
CountyDuval
StateFL
Zip Code32233
Lot Size8,712 sq ft
Parcel Number1684660000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic, Well
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s)
AppliancesDisposal, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, Ice Maker, Microwave
HeatingCentral, Heat Pump
CoolingCentral Air, Multi Units
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
FencingFenced
ConstructionBlock, Fiber Cement

Additional Information

Date ListedJune 8, 2026
Days on Market4
Tax Amount$6,405.24
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MIDDLETON REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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