This home is in Jacksonville.
Pending·43 days on market
934 Schooners Bay Drive
Jacksonville, FL 32233
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Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Calling all investors! What a great opportunity to purchase a concrete block home on a great lot & within easy biking distance to Hanna Park, Atlantic Beach and the Naval Station Mayport. Eat in kitchen with pantry. Great Room with a corner gas fireplace; which is the focal point of the room. Bonus room, den or office space with access to the screened porch. Built ins galore in the hallway closet and in several bedrooms. Relax in the hall bath with a step-in tub! Newer windows, foam insulation and the HVAC system is only three years old. Tankless water heater and rain bird sprinkler system with well. Great backyard with Koi Pond and newer fence. The oversized two car garage has a shower, to get cleaned up from those outdoor duties or car repairs. This home is currently in probate and subject to the completion thereof. Sellers request cash only offers. No sight unseen offers please. Call for your showing today!
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 1978)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · Public water (record)
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,763 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $384/yr
Estimated taxes if purchased at asking price: ~$5,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 3, 2026Pending$275,000
- Aug 28, 2026Listed$275,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $252/sq ft; this home is listed at $191/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2570 S Stern Drive S, Jacksonville, FL 32233Listed by SUNCOAST PROPERTY MANAGEMENT LLC | Aug 2026 | $345,000 | $208 | 3/2 | 1,655 | 10 | 0.1 |
| 2815 Majestic Cypress Drive E, Jacksonville, FL 32233Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $324,030 | $219 | 4/2 | 1,477 | 66 | 0.3 |
| 905 Gavagan Road, Jacksonville, FL 32233Listed by EXP REALTY LLC | Aug 2026 | $300,000 | $211 | 3/2 | 1,424 | 155 | 0.3 |
| 2464 Spokane Avenue E, Jacksonville, FL 32233Listed by MOMENTUM REALTY | Jul 2026 | $330,000 | $304 | 3/1 | 1,085 | 10 | 0.4 |
| 2529 Americas Cup Circle E, Atlantic Beach, FL 32233Listed by MOMENTUM REALTY | Jul 2026 | $290,000 | $252 | 3/2 | 1,152 | 5 | 0.4 |
| 2477 Montreal Street, Jacksonville, FL 32233Listed by MIDDLETON REALTY, INC. | Jul 2026 | $460,000 | $345 | 4/2 | 1,333 | 58 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: THE LEGENDS OF REAL ESTATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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