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This home is in Jacksonville — a home near Duncan U. Fletcher High School.

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Active

Active·59 days on market

2447 Seaway Street

Jacksonville, FL 32233

$479,999$354/sqftEst. $2,447/moMLS# 2148917

Beds

Baths

1,356

Sq Ft

1970

Built

—

Garage

Pool

About this home

Jacksonville

Stunning Fully Renovated Coastal Retreat with Intracoastal Views Welcome to your dream home in one of the area's most promising up-and-coming neighborhoods! This beautifully renovated property offers modern style, coastal charm, and an unbeatable location. Bright, open-concept floor plan featuring brand-new flooring throughout, fresh interior and exterior paint, updated bathrooms, and all-new fixtures. The completely redesigned kitchen is the heart of the home, showcasing custom butcher block countertops, new cabinetry, with large living and dining spaces, perfect for entertaining. Outside, you'll find a peaceful natural wooded backyard offering privacy & shade. Enjoy views of the Intracoastal Waterway from your property and take advantage of the public boat ramp conveniently located across the street. Ideally situated just five minutes from the beach and the St. Johns River, providing easy access to some of Northeast Florida's most desirable destinations.

Cost to own

Mortgage calculator

Home Price

$479,999

Down Payment: 20%

$96,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,447

Principal & Interest: $2,447

Property taxes (est.): $784

Insurance (est.): $320

Estimated Total Monthly

$3,551

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,447

Property taxesest. at asking price, Duval County$784

Estimated total, before insurance$3,231/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,131/yr · $261/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$292,134	$145,910	—
2024	$274,737	$133,501	—
2023	$249,648	$122,086	—
2022	$224,330	$111,622	—
2021	$165,362	$102,024	—
2020	$161,564	$94,847	—

2025 property taxes (current owner): $3,131/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1970)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,419 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 8, 2026Price change$479,999−$5,000
Jun 5, 2026Listed$484,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$479,999

Price / Sq Ft$354

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,356

Acres0.19 acres

Year Built1970

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Carport Spaces1

Has PoolNo

Is WaterfrontNo

Direction FacesNorth

School Information

ElementaryMayport

MiddleMayport

HighDuncan Fletcher

Community Information

Address2447 Seaway Street, Jacksonville, FL 32233

Area241-North Beach

SubdivisionOak Harbor

CityJacksonville

CountyDuval

StateFL

Zip Code32233

Lot Size8,276.4 sq ft

Parcel Number1688260000

ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingCarport, On Street, Shared Driveway

ViewIntracoastal

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Primary Bathroom - Shower No Tub

AppliancesElectric Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringLaminate

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)