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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$445,0004 bd · 2 ba · 1,502 sq ft

Active·54 days on market

2455 Seaway Street

Jacksonville, FL 32233

$445,000$296/sqftEst. $2,412/mo mortgageMLS# 2165703
4
Beds
2
Baths
1,502
Sq Ft
1970
Built
—
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

BACK ON THE MARKET AND MOVE IN READY! NEWLY RENOVATED, This stunning 4 bedroom, 2 bathroom home is steps away from the intercostal and offers all the endless beach charm you've been dreaming of! Equipped with a large outdoor kitchen and plenty of entertainment space, you will absolutely fall in love. Stepping inside you'll be welcomed by all new flooring that is complimented by the radiant natural light that fills the open concept living space. A few highlights include the completely updated kitchen, NEW ROOF, and so much more. Only 5 miles from the vibrant Beaches town center and less than 10 minutes to hanna Park this location has it all. This house wont last long, schedule your tour today!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$2,412
Property taxesest. at asking price, Duval County$728
Estimated total, before insurance$3,140/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$445,000
$89,000
Loan Term
Monthly Payment
$2,412
Principal & Interest: $2,412
Property taxes (est.): $728
Insurance (est.): $297
Estimated Total Monthly
$3,437
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1970)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Private well (public record)

County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,552 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $343,200 in June 2025(county public record, not MLS data)

YearMarket valueTaxable valueChange
2026$272,662$272,662—
2025$268,342$268,342—

Estimated taxes if purchased at asking price: ~$8,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Sep 20, 2026Listed$445,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $343/sq ft; this home is listed at $296/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2447 Seaway Street, Jacksonville, FL 32233Listed by HOMECOIN.COMSep 2026$465,000$3433/21,356900
1148 Panuco Avenue N, Jacksonville, FL 32233Listed by WATSON REALTY CORPSep 2026$470,000$3683/31,276210.2
1283 Nantucket Avenue, Jacksonville, FL 32233Listed by RE/MAX SPECIALISTS PVOct 2026$370,000$3483/21,0621870.4
2281 McAlpin Court, Jacksonville, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$370,000$2214/2.51,676540.5
1293 Munson Cove Drive, Jacksonville, FL 32233Listed by CORE REALTY, LLCOct 2026$251,000$1744/21,445310.6
934 Schooners Bay Drive, Jacksonville, FL 32233Listed by THE LEGENDS OF REAL ESTATEOct 2026$280,575$1953/21,44090.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$445,000
Price / Sq Ft$296
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,502
Year Built1970
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2455 Seaway Street, Jacksonville, FL 32233
Area241-North Beach
SubdivisionOak Harbor
CityJacksonville
CountyDuval
StateFL
Zip Code32233
Parcel Number1688250015

Amenities

UtilitiesSewer Available, Water Available
Water SourcePublic
ParkingAttached

Interior

AppliancesDishwasher, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 20, 2026
Days on Market54
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NETWORTH REALTY OF JACKSONVILLE, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines