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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ortega Forest, Jacksonville.

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Sold

Sold·Closed Aug 3, 2026·33 days on market·Recent sales in Ortega Forest·Ortega Forest

5001 Water Oak Lane

Jacksonville, FL 32210

$565,450sold priceListed at $589,000 · 96% of asking$274/sqftMLS# 2149223
4
Beds
2.5
Baths
2,066
Sq Ft
1972
Built
2
Garage
No
Pool

8 more homes for sale in Ortega Forest →Search Ortega Forest on the map

FEMA Zone XNo HOA0.55 acresSingle Family Residence1 story

About this home

Ortega Forest

Ortega Forest brick ranch style home, move in ready in the A-Rated Stockton Elementary school district - walk or bike to school! Beautiful wood floors throughout, large family room with ship lap accent wall, plantation shutters and glass doors leading to the patio and large backyard...big enough to add a pool. Eat in kitchen has granite countertops and ss appliances. Nice laundry room with additional closet for storage. Great location, close to restaurants, shopping and NAS Jax! Fireplace in family room was closed off with previous owner.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,132
Property taxesest. at asking price, Duval County$923
Estimated total, before insurance$4,055/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$565,450
$113,090
Loan Term
Monthly Payment
$3,132
Principal & Interest: $3,132
Property taxes (est.): $923
Insurance (est.): $377
Estimated Total Monthly
$4,432
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1972)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,498 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 3, 2026Closed$589,000
  • Jul 9, 2026Active Under Contract$589,000
  • Jun 6, 2026Listed$589,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $270/sq ft; this home is listed at $285/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5125 Arapahoe Avenue, Jacksonville, FL 32210Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$501,147$2803/21,788340.1
4220 Genoa Avenue, Jacksonville, FL 32210Listed by SUMMER BREEZE REALTYSep 2026$276,000$1843/11,4961370.6
4727 Carlisle Road, Jacksonville, FL 32210Listed by CASTLEWISE REALTY GROUP, LLC.Aug 2026$595,000$2704/32,200260.6
4238 Timuquana Road, Jacksonville, FL 32210Listed by NORVILLE REALTY INCJul 2026$365,000$1903/21,920390.6
4108 Torino Place, Jacksonville, FL 32244Listed by KELLER WILLIAMS JACKSONVILLEAug 2026$320,000$1553/22,068130.8
2950 Arapahoe Avenue, Jacksonville, FL 32210Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$595,000$3183/21,8691001.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$589,000
Price / Sq Ft$285
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,066
Acres0.55 acres
Year Built1972
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address5001 Water Oak Lane, Jacksonville, FL 32210
Area033-Ortega/Venetia
SubdivisionOrtega Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size23,958 sq ft
Parcel Number1011940565

Amenities

UtilitiesSewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories1

Additional Information

Date ListedJune 6, 2026
Days on Market33
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JANIE BOYD & ASSOCIATES REAL ESTATE SERVICES LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ortega Forest

Ortega Forest is a neighborhood in Jacksonville, FL (Duval County), ZIP 32210.

View all Ortega Forest homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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