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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Shearwater, St. Augustine — a home near Beachside High School.

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Sold

Sold·Closed Jul 20, 2026·14 days on market·Recent sales in Shearwater·Shearwater

253 Tower Court

St. Augustine, FL 32092

$480,000sold priceListed at $489,900 · 98% of asking$260/sqftMLS# 2149132
3
Beds
2.5
Baths
1,848
Sq Ft
2025
Built
2
Garage
Yes
Pool

52 more homes for sale in Shearwater →Search Shearwater on the map

FEMA Zone XHOA $20/moSingle Family Residence2 stories

About this home

Shearwater

BRAND NEW POOL + BETTER THAN NEW IN SHEARWATER! Why wait months to build when you can move right into this stunning Shearwater home with a brand-new custom pool already completed and ready to enjoy? Located at 253 Tower Ct, St. Augustine, FL 32092, this beautifully maintained home offers the perfect combination of modern design, resort-style outdoor living, and access to one of St. Johns County's most sought-after communities. Open-concept floor plan designed for easy entertaining and everyday living. The stunning gourmet kitchen overlooks the spacious family room and offers abundant counter space, modern finishes, and a large island perfect for gathering with family and friends. Upstairs, a versatile loft provides additional living space for a media room, office, or play area.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,659
Property taxesest. at asking price, St. Johns County$639
HOAbilled annually$20
Estimated total, before insurance$3,317/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$480,000
$96,000
Loan Term
Monthly Payment
$2,659
Principal & Interest: $2,659
Property taxes (est.): $639
Insurance (est.): $320
Estimated Total Monthly
$3,617
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$115,000$115,000—

property taxes (current owner): $1,808/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 22, 2026Closed$489,900
  • Jul 14, 2026Pending$489,900
  • Jun 12, 2026Listed$489,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $244/sq ft; this home is listed at $265/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
39 Donovan Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$510,000$2194/2.52,327460.3
50 Neighbor Court, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCAug 2026$454,900$1984/2.52,29940.3
196 Donovan Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$460,000$2344/2.51,968820.4
182 Donovan Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$470,000$2614/21,798600.4
254 Seaforth Drive, St. Augustine, FL 32092Listed by IHEART REALTY INCSep 2026$494,500$2444/32,028350.5
153 Chalet Court, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$409,000$2443/21,67420.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$489,900
Price / Sq Ft$265
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,848
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Gas Heat, Heated, Salt Water, Waterfall
Is WaterfrontNo

School Information

Community Information

Address253 Tower Court, St. Augustine, FL 32092
Area304- 210 South
SubdivisionShearwater
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0100230300
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Available, Natural Gas Not Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater
HeatingCentral, Natural Gas
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryGas Dryer Hookup, Upper Level, Washer Hookup
SecurityClosed Circuit Camera(s), Smoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPorch, Rear Porch
FencingBack Yard
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJune 13, 2026
Days on Market14
HOA Fees$236 / Annually
HOA FrequencyAnnually
Tax Amount$1,807.58
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LATITUDE 30 REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Shearwater

Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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