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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 30, 2026·40 days on market·Recent sales in Jacksonville

3159 Belden Street

Jacksonville, FL 32207

$520,000sold priceListed at $580,000 · 89.7% of asking$148/sqftMLS# 2145767
8
Beds
4
Baths
3,520
Sq Ft
1951
Built
—
Garage
No
Pool
No HOA10,890 sqft lotQuadruplex

About this home

Jacksonville

Well-maintained 4-unit multifamily property located in Jacksonville's rapidly growing Spring Park/San Marco corridor, offering immediate cash flow with additional upside potential. Current rent roll includes Unit 1 at $1,225/month (program pays full rent), Unit 2 at $1,185/month, Unit 3 at $1,125/month leased through 1/31/2027, and Unit 4 intentionally left vacant to accommodate showings and provide immediate lease-up opportunity for new ownership. Projected gross monthly income is approximately $4,700+ per month. Major capital improvements include a new roof and water heaters replaced in 2021, along with a recently added on-site laundry room creating additional income potential. Property features separate electric meters for each unit, with owner-paid water and common area electric averaging approximately $500/month. Conveniently located minutes from San Marco, Downtown Jacksonville, hospitals, shopping, and major transportation corridors.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,880
Property taxesest. at asking price, Duval County$849
Estimated total, before insurance$3,729/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,299/yr · $692/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$520,000
$104,000
Loan Term
Monthly Payment
$2,880
Principal & Interest: $2,880
Property taxes (est.): $849
Insurance (est.): $347
Estimated Total Monthly
$4,076
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$177,791$23,953—
2025$388,080$388,080—
2024$173,613$22,573—
2024$369,600$364,969—
2023$141,312$21,187—
2023$369,600$331,790—
2022$117,603$19,842—
2022$367,840$301,628—
2021$73,838$18,536—
2021$274,208$274,208▲ $17,768
2020$74,438$17,935—
2020$248,800$197,356—

2025 property taxes (current owner): $8,299/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 1, 2026Closed$580,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $165/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3365 Drew Street, Jacksonville, FL 32207Listed by RE/MAX SPECIALISTSDec 2025$500,000$1579/53,177341
1728 Naldo Avenue 1-4, Jacksonville, FL 32207Listed by MARY BURNETT, BROKERNov 2025$725,000$2254/43,225471.4
1629 Belmonte Avenue 1629-1631, Jacksonville, FL 32207Listed by MARY BURNETT, BROKERJun 2026$630,000$1964/23,2081331.5
1630 Larue Avenue, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$560,000$1617/43,4771681.6
4056-58 Grant Road, Jacksonville, FL 32207Listed by UNITED REAL ESTATE GALLERYSep 2026$450,000$1796/42,5081201.7
5509 Playa Way, Jacksonville, FL 32211Listed by COLDWELL BANKER ANABASIS REALTYJun 2026$455,000$1317/53,472112.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$580,000
Price / Sq Ft$165
Bedrooms8
Bathrooms4.00
Full Baths4
Square Footage3,520
Acres0.25 acres
Year Built1951
TypeResidential Income
Sub-TypeQuadruplex
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address3159 Belden Street, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionOak Hill Manor
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size10,890 sq ft
Parcel Number1251400000

Amenities

UtilitiesElectricity Connected
ParkingAdditional Parking, Detached, Off Street, Unassigned

Interior

AppliancesElectric Cooktop
HeatingIndividual
CoolingIndividual
FlooringLaminate
LevelsTwo
LaundryCommon Area

Exterior

Lot DescriptionOther
ConstructionConcrete, Stucco
Other StructuresOther

Additional Information

Date ListedMay 18, 2026
Days on Market40
Tax Amount$8,298.6
Tax Year2025
Listing TermsCash, Conventional, FHA
New ConstructionNo

Listing Courtesy of: THIRDSTONE PROPERTIES LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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