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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Odoms Mill, Ponte Vedra Beach.

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Sold

Sold·Closed Jun 25, 2026·27 days on market·Recent sales in Odoms Mill·Odoms Mill

485 Big Tree Road

Ponte Vedra Beach, FL 32082

$752,500sold priceListed at $785,000 · 95.9% of asking$362/sqftMLS# 2143097
3
Beds
2
Baths
2,076
Sq Ft
1997
Built
2
Garage
No
Pool

5 more homes for sale in Odoms Mill →Search Odoms Mill on the map

HOA $101/mo10,454 sqft lotSingle Family Residence1 story

About this home

Odoms Mill

Welcome Home to this updated, 3BR/2BA home in the heart of Ponte Vedra Beach. This Open and Bright floorplan will not disappoint. Freshly Painted inside and out to give you that Coastal feeling. Perfect for a starter home or Retirement. Lots of natural lighting throughout. Sit on your quiet lanai with views of oversized backyard. Brand new landscaping Front and Back and New Irrigation System. HVAC System 2026, Roof 2021 & Water Heater 2023. Separate Walkway in the Neighborhood to Walk or Bike ride to Ocean Palms, Landrum Lane, and State of the art YMCA. 3 miles to Mickler Beach. Ask about our preferred initiation fee to Ponte Vedra Inn & Club and The Lodge

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,168
Property taxesest. at asking price, St. Johns County$1,001
HOAbilled semi-annually$101
Estimated total, before insurance$5,271/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,139/yr · $678/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$752,500
$150,500
Loan Term
Monthly Payment
$4,168
Principal & Interest: $4,168
Property taxes (est.): $1,001
Insurance (est.): $502
Estimated Total Monthly
$5,671
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,649 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $600,000 in September 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$586,091$573,705—
2024$521,550$521,550—
2023$577,925$285,508—
2022$503,716$275,736—
2021$342,312$266,249—
2020$341,341$261,883—

2025 property taxes (current owner): $8,139/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $418/sq ft; this home is listed at $378/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
505 Cane Mill Court, Ponte Vedra Beach, FL 32082Listed by HERRON REAL ESTATE LLCAug 2026$725,000$3653/21,985190
124 Mill Cove Lane, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPAug 2026$845,000$3634/32,329460.4
220 Royal Palm Court, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORPJun 2026$765,000$4183/21,82940.7
240 Laurel Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA COASTAL REALTY, INC.Oct 2026$1,400,000$5543/32,526360.9
641 Lake Stone Circle, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$839,000$3204/2.52,62020.9
621 Lake Stone Circle, Ponte Vedra Beach, FL 32082Listed by OCEAN KULTURE REALTY LLCJul 2026$695,000$4183/21,661480.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$785,000
Price / Sq Ft$378
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,076
Acres0.24 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address485 Big Tree Road, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionOdoms Mill
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size10,454.4 sq ft
Parcel Number0684420350

Amenities

AmenitiesBasketball Court, Clubhouse, Playground
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Available
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot, Cul-De-Sac, Wooded
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedMay 1, 2026
Days on Market27
HOA Fees$607 / Semi-Annually
HOA FrequencySemi-Annually
HOA Fee IncludesMaintenance Grounds
Tax Amount$8,138.7
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Odoms Mill

Odoms Mill is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Odoms Mill homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines