This home is in Jacksonville.
Sold·Closed Sep 28, 2026·41 days on market·Recent sales in Jacksonville
4313 Harbor View Drive
Jacksonville, FL 32208
About this home
Jacksonville
Welcome to this beautifully renovated 3-bedroom, 2-bathroom home featuring quality upgrades throughout and completed with permits for peace of mind. Major improvements include a new roof (2026), new electrical system (2026), new HVAC system (2026), and new plumbing (2026). The stunning new kitchen offers modern cabinetry, countertops, and brand-new appliances, while both bathrooms have been completely updated with contemporary finishes. Enjoy durable new luxury vinyl flooring throughout the home, fresh finishes, and a bright, open feel. Additional features include a one-car garage, ample storage, and a spacious layout perfect for comfortable living. This turnkey property is ready for its new owner-just move in and enjoy
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — 2026 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,540 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $114,972 | $112,867 | — |
| 2024 | $102,607 | $102,607 | ▲ $18,260 |
| 2023 | $84,141 | $78,778 | — |
| 2022 | $81,335 | $71,617 | — |
| 2021 | $67,121 | $65,107 | — |
| 2020 | $59,189 | $59,189 | — |
2025 property taxes (current owner): $2,400/yr
Estimated taxes if purchased at asking price: ~$4,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 1, 2026Closed$197,000
- Oct 1, 2026Active$197,000
- Jul 7, 2026Withdrawn$197,000
- Jun 4, 2026Listed$197,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $151/sq ft; this home is listed at $158/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4751 Lincrest Drive N, Jacksonville, FL 32208Listed by JPAR CITY AND BEACH | Sep 2026 | $190,000 | $171 | 3/2 | 1,112 | 22 | 0.4 |
| 4804 Churchill Drive, Jacksonville, FL 32208Listed by EVERYSTATE INC | Sep 2026 | $185,000 | $116 | 3/2 | 1,592 | 71 | 0.4 |
| 6949 Cavalier Road, Jacksonville, FL 32208Listed by REALHOME SERVICES AND SOLUTIONS INC | Sep 2026 | $54,220 | $42 | 3/1.5 | 1,281 | 21 | 0.6 |
| 6638 Champlain Road, Jacksonville, FL 32208Listed by NETWORTH REALTY OF JACKSONVILLE, LLC | Sep 2026 | $218,000 | $151 | 3/2 | 1,440 | 6 | 0.8 |
| 3831 Owen Avenue, Jacksonville, FL 32209Listed by LPT REALTY LLC | Sep 2026 | $249,000 | $197 | 3/2 | 1,262 | 57 | 0.9 |
| 4934 Donnybrook Avenue, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $176,000 | $124 | 3/2 | 1,422 | 164 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JPAR CITY AND BEACH
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
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