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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Flagler Estates, Hastings — a new construction home in St. Johns County.

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Sold

Sold·Closed Jul 31, 2026·28 days on market·Recent sales in Flagler Estates·Flagler Estates

10515 Dillon Avenue

Hastings, FL 32145

$325,000sold priceListed at $320,000 · 101.6% of asking$262/sqftMLS# 2148483
3
Beds
2
Baths
1,241
Sq Ft
2025
Built
2
Garage
No
Pool

29 more homes for sale in Flagler Estates →Search Flagler Estates on the map

FEMA Zone XNo HOA1.14 acresSingle Family Residence1 storyNew construction

About this home

Flagler Estates

This is your chance to own a space that truly feels like home with this one of a kind Flagler Estates property on over 1 acre of land with 770 square feet of detached garage or warehouse space! This 1,241 sf new build by Inkline Homes is redefining ''builder grade'' with 9' ceilings, smooth walls, 3 cm quartz countertops, Energy Star appliances, luxury cabinetry & stunning tile work that makes this home feel custom. The primary suite features a private tiled bathroom with a sleek zero entry shower & walk-in closet, all accessible through a pocket door for maximized space. The second & third bedrooms share a hall bath with shower-tub combo with custom tile. You'll also find a dedicated laundry room with side entry, metal roof & Hardie siding around the entire home. The detached metal garage building provides ample space for storage, 2 vehicles, work, or play! Full Builder Warranty provided - 1 yr workmanship, 2 yr major systems & 10 yr structural + termite bond included!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,800
Property taxesest. at asking price, St. Johns County$432
Estimated total, before insurance$2,233/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$676/yr · $56/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$325,000
$65,000
Loan Term
Monthly Payment
$1,800
Principal & Interest: $1,800
Property taxes (est.): $433
Insurance (est.): $217
Estimated Total Monthly
$2,449
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,321 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$24,800$24,800—
2024$22,500$12,778—
2023$22,000$11,616—
2022$16,352$10,560—
2021$9,600$9,600—
2020$7,200$4,658—

2025 property taxes (current owner): $676/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 4, 2026Closed$320,000
  • Jun 3, 2026Listed$320,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $258/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10550 Crotty Avenue, Hastings, FL 32145Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$435,000$3043/21,429740.2
10620 Crotty Avenue, Hastings, FL 32145Listed by LINDA STRICKLAND REALTYJan 2026$321,000$2362/21,359850.3
10350 Crotty Avenue, Hastings, FL 32145Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$216,000$1433/21,512960.4
10340 Crotty Avenue, Hastings, FL 32145Listed by MOMENTUM REALTYJun 2026$245,000$1523/21,612140.5
4320 Wanda Street, Hastings, FL 32145Listed by WJH BROKERAGE FL LLCSep 2026$269,888$1913/21,416740.6
4345 Wanda Street, Hastings, FL 32145Listed by AWESOME REAL ESTATE, INC.Jun 2026$199,879$1743/21,15280.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$320,000
Price / Sq Ft$258
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,241
Acres1.14 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address10515 Dillon Avenue, Hastings, FL 32145
Area341-Flagler Estates/Hastings
SubdivisionFlagler Estates
CityHastings
CountySt. Johns
StateFL
Zip Code32145
Lot Size49,658.4 sq ft
Parcel Number0506401929

Amenities

UtilitiesElectricity Connected, Sewer Available, Water Available
SewerSeptic Tank
Water SourceWell
ParkingDetached, Garage, Off Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionMany Trees, Wooded
Patio / PorchFront Porch
RoofMetal
ConstructionComposition Siding, Frame
Other StructuresWorkshop
Road SurfaceGravel
Road FrontageCounty Road

Additional Information

Date ListedJune 3, 2026
Days on Market28
Tax Amount$676.04
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Flagler Estates

Flagler Estates is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32145.

View all Flagler Estates homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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