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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Flagler Estates, Hastings.

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Sold

Sold·Closed Jan 9, 2026·85 days on market·Recent sales in Flagler Estates·Flagler Estates

10620 Crotty Avenue

Hastings, FL 32145

$321,000sold priceListed at $347,850 · 92.3% of asking$236/sqftMLS# 2036844
2
Beds
2
Baths
1,359
Sq Ft
2023
Built
—
Garage
No
Pool

29 more homes for sale in Flagler Estates →Search Flagler Estates on the map

No HOA1.14 acresSingle Family Residence1 story

About this home

Flagler Estates

Custom Built Home completed in Nov 2023 on 1.14 acres! Spacious 2 BR/2 Bath open floor-plan, boasting architectural elegance with its impressive 18' ceilings adorned with charming dormers that spread natural light throughout. As you enter, you're greeted by an expansive living area featuring high-end finishes. The heart of the home is the oversized kitchen, showcasing a grand island perfect for entertaining. Sleek shaker cabinets, stainless steel appliances, and exquisite granite countertops it seamlessly blends style & functionality. Large primary suite offers a serene retreat with a luxurious en-suite featuring modern fixtures, a spacious walk-in shower, & dual sinks—all designed for relaxation & pampering. The 2nd bedroom & guest bath are equally inviting. Outside, the property extends its allure with a convenient pole barn for additional storage or hobbies. Whether you're unwinding indoors or embracing the outdoors, this is the home for you! Active Audio & Visual in & out of home

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,778
Property taxesest. at asking price, St. Johns County$427
Estimated total, before insurance$2,205/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$321,000
$64,200
Loan Term
Monthly Payment
$1,778
Principal & Interest: $1,778
Property taxes (est.): $427
Insurance (est.): $214
Estimated Total Monthly
$2,419
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,351 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $564/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 26, 2025Listed$347,850

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $256/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10550 Crotty Avenue, Hastings, FL 32145Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$435,000$3043/21,429740.2
10515 Dillon Avenue, Hastings, FL 32145Listed by MOMENTUM REALTYJul 2026$325,000$2623/21,241280.3
10415 Baylor Avenue, Hastings, FL 32145Listed by WJH BROKERAGE FL LLCSep 2026$325,990$1944/21,6841160.5
10350 Crotty Avenue, Hastings, FL 32145Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$216,000$1433/21,512960.7
10340 Crotty Avenue, Hastings, FL 32145Listed by MOMENTUM REALTYJun 2026$245,000$1523/21,612140.7
10255 Crotty Avenue, Hastings, FL 32145Listed by 1 REALTY CORPMay 2026$185,000$1323/21,404230.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$347,850
Price / Sq Ft$256
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,359
Total Structure Area2,020 sq ft
Acres1.14 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address10620 Crotty Avenue, Hastings, FL 32145
Area341-Flagler Estates/Hastings
SubdivisionFlagler Estates
CityHastings
CountySt. Johns
StateFL
Zip Code32145
Lot Size49,658.4 sq ft
Parcel Number0506401839

Amenities

UtilitiesCable Connected, Electricity Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport, Detached

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Tile
# of Stories1
LevelsOne

Exterior

Patio / PorchCovered, Front Porch, Porch, Rear Porch, Wrap Around
RoofShingle
Other StructuresBarn(s), Shed(s)

Additional Information

Date ListedSeptember 26, 2025
Days on Market85
Tax Amount$564.25
Tax Year2023
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LINDA STRICKLAND REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Flagler Estates

Flagler Estates is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32145.

View all Flagler Estates homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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