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This home is in Jacksonville.

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Pending

Pending·64 days on market

3561 Villa Place

Jacksonville, FL 32277

$237,500$187/sqftEst. $1,222/moMLS# 2148267

Beds

Baths

1,272

Sq Ft

1986

Built

Garage

Pool

About this home

Jacksonville

Step into this beautifully updated contemporary Arlington townhome situated on a quiet cul-de-sac in Colony Cove Trail. 1272 s.f. ; 3 bedrooms, 2 baths where soaring vaulted ceilings & brand-new skylights fill the space with natural light, creating an open & inviting atmosphere which you will instantly love. Meticulously upgraded over the past eight years, this move-in ready home features modern fixtures throughout along with updated appliances that convey making your transition seamless. Enjoy the rare bonus of one of the largest fenced-in backyards in the neighborhood...perfect for entertaining while still having the opportunity to add your own personal touches. Ideally located just minutes from beaches, vibrant historic Riverside/Avondale as well as St. Johns Town Center...all within 20 minutes. This home offers the perfect blend of style, comfort & convenience. Don't miss your chance to make this move-in ready home yours. Schedule a showing today! Roof 2015; HVAC 2022; PVC piping!

Cost to own

Mortgage calculator

Home Price

$237,500

Down Payment: 20%

$47,500

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,222

Principal & Interest: $1,222

Property taxes (est.): $388

Insurance (est.): $158

Estimated Total Monthly

$1,768

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,222

Property taxesest. at asking price, Duval County$388

Estimated total, before insurance$1,610/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,810/yr · $151/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$205,676	$72,914	—
2024	$187,102	$70,152	—
2023	$180,540	$66,653	—
2022	$152,578	$63,256	▲ $6,000
2021	$124,061	$59,958	—
2020	$108,440	$58,440	▲ $7,534

2025 property taxes (current owner): $1,810/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.