Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 32
Sold

Sold·Closed Jun 30, 2026·19 days on market·Recent sales in Jacksonville

3541 Rain Forest Drive W

Jacksonville, FL 32277

$155,000sold priceListed at $205,000 · 75.6% of asking$130/sqftMLS# 2148223
2
Beds
1.5
Baths
1,188
Sq Ft
1991
Built
1
Garage
No
Pool
HOA $13/mo3,049 sqft lotTownhouse2 stories

About this home

Jacksonville

Welcome home to this charming 2-bedroom/1.5 bath townhome featuring a sought-after attached garage, LOW HOA fees, and a flowing floorplan offering comfortable and spacious living. Relax in your private, fenced backyard perfect for entertaining, gardening, or simply relaxing. Two large bedrooms boast vaulted ceilings, creating an open and airy retreat. Ideally located and just a short distance to military bases, shopping, dining, schools, and major roadways. Whether you are a first-time homebuyer, downsizer, or an investor, this home offers an excellent opportunity to customize the space to your exact taste, unlock its true potential, and create the perfect home or investment. Don't miss your opportunity to make this yours-schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$859
Property taxesest. at asking price, Duval County$253
HOAbilled annually$13
Estimated total, before insurance$1,124/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$841/yr · $70/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$155,000
$31,000
Loan Term
Monthly Payment
$859
Principal & Interest: $859
Property taxes (est.): $253
Insurance (est.): $103
Estimated Total Monthly
$1,215
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,601 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$155,315$25,000—
2024$146,140$25,000—
2023$151,455$25,000—
2022$134,824$25,000▲ $12,615
2021$104,209$25,000—
2020$96,408$25,000—

2025 property taxes (current owner): $841/yr

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $173/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7478 Colony Cove Lane, Jacksonville, FL 32277Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$235,000$2212/21,062130.1
7411 Colony Cove Lane, Jacksonville, FL 32277Listed by REAL BROKER LLCJul 2025$140,100$1132/21,24200.1
3549 Colony Cove Trail W, Jacksonville, FL 32277Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Aug 2026$225,000$2122/21,062200.2
3561 Villa Place, Jacksonville, FL 32277Listed by ERA ONETEAM REALTYJul 2026$230,000$1813/21,272200.2
3552 Colony Cove Trail W, Jacksonville, FL 32277Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$230,000$2172/21,062620.2
8230 Dames Point Crossing Boulevard 1601, Jacksonville, FL 32277Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Jul 2026$160,000$1452/2.51,10001

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$205,000
Price / Sq Ft$173
Bedrooms2
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,188
Acres0.07 acres
Year Built1991
TypeResidential
Sub-TypeTownhouse
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address3541 Rain Forest Drive W, Jacksonville, FL 32277
Area041-Arlington
SubdivisionCaroline Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size3,049.2 sq ft
Parcel Number1130145470

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Pantry, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchRear Porch
FencingBack Yard
RoofShingle
ConstructionFrame
Road SurfaceAsphalt

Additional Information

Date ListedJune 2, 2026
Days on Market19
HOA Fees$152.78 / Annually
HOA FrequencyAnnually
Tax Amount$841.27
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines