This home is in Ponte Vedra Beach.
Active·42 days on market
9897 Sawgrass Drive E
Ponte Vedra Beach, FL 32082
About this home
Ponte Vedra Beach
Premier Luxury Custom 3BR/2BA Single-Story condo within Sawgrass Country Club in Ponte Vedra Beach, Florida. This desirable end unit is over 2000 sq ft and is situated within the Rough Creek community just a few minutes walking distance to the Sawgrass Golf & Beach Club's. It is the highest quality unit in Rough Creek as it was totally redeveloped in 2015. There is also a BONUS loft on 2nd floor, providing a 3rd bedroom option. Highlights include European oak wide-plank hardwood floors, solid 3-panel craftsman pine doors, custom craftsman trim, shells reef limestone with a walk-in shower in one bath, tumbled blue marble with a jetted Kohler tub/shower in the 2nd bath, skylights in dining room addition with beautiful Anderson casement windows. Kitchen and baths have rare Azurite granite. Kitchen appliances are Bosch. Brick pavers and flagstone in front & rear patios. Eastern exposure, vaulted ceilings, floor to ceiling windows, private preserve setting & close to Mayo Clinic.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $485,000 | $383,594 | — |
| 2024 | $485,000 | $348,722 | — |
| 2023 | $441,285 | $317,020 | — |
| 2022 | $312,000 | $288,200 | — |
| 2021 | $262,000 | $262,000 | — |
| 2020 | $247,000 | $247,000 | — |
2025 property taxes (current owner): $5,891/yr
Estimated taxes if purchased at asking price: ~$14,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1974)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · St Johns County Utilities
County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,680 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jun 2, 2026Listed$899,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KEYS REALTY REDEFINED
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Rough Creek Villas Condo
For Rent$4,100/moMLS# 20604779942 Sawgrass Drive E, Ponte Vedra Beach, FL 320822 Beds2 Baths1,450 sqftFully Furnished Rental in Prestigious Sawgrass Country Club. Nestled in the serene surroundings of Sawgrass Country…
Residential LeasePONTE VEDRA COASTAL REALTY, INC.
For Rent$3,575/moMLS# 21447799787 Sawgrass Drive E, Ponte Vedra Beach, FL 320822 Beds2 Baths1,424 sqftDiscover coastal-inspired modern living in this beautifully updated 2-story condo featuring soaring cathedral ceilings,…
Residential LeaseSOUTHERN PORCHES REALTY INC
Keep looking
Similar homes in Ponte Vedra Beach
Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines