This home is in Rough Creek Villas, Ponte Vedra Beach — a home near Ponte Vedra High School.
$875,0003 bd · 2 ba · 2,040 sq ft
Active·152 days on market·Rough Creek Villas
9897 Sawgrass Drive E
Ponte Vedra Beach, FL 32082
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About this home
Rough Creek Villas
Premier Luxury Custom 3BR/2BA Single-Story condo within Sawgrass Country Club in Ponte Vedra Beach, Florida. This desirable end unit is over 2000 sq ft and is situated within the Rough Creek community just a few minutes walking distance to the Sawgrass Golf & Beach Club's. It is the highest quality unit in Rough Creek as it was totally redeveloped in 2015. There is also a BONUS loft on 2nd floor, providing a 3rd bedroom option. Highlights include European oak wide-plank hardwood floors, solid 3-panel craftsman pine doors, custom craftsman trim, shells reef limestone with a walk-in shower in one bath, tumbled blue marble with a jetted Kohler tub/shower in the 2nd bath, skylights in dining room addition with beautiful Anderson casement windows. Kitchen and baths have rare Azurite granite. Kitchen appliances are Bosch. Brick pavers and flagstone in front & rear patios. Eastern exposure, vaulted ceilings, floor to ceiling windows, private preserve setting & close to Mayo Clinic.
Next steps in Rough Creek Villas
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1974)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · St Johns County Utilities
County records show this parcel on central sewer served by St Johns County Utilities — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,680 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 2 mi · 202 parking spaces
Closest park or preserve
Nocatee Preserveabout 5 mi · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 4 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Trail Paddlecraft Launch at Palm Valley Bridgeabout 4 mi · Intracoastal Waterway
Closest youth league fields
Cornerstone Parkabout 2 mi · Baseball
Closest grocery store
The Fresh Marketabout 0.9 mi · 840 A1a N., Ponte Vedra
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $485,000 | $383,594 | — |
| 2024 | $485,000 | $348,722 | — |
| 2023 | $441,285 | $317,020 | — |
| 2022 | $312,000 | $288,200 | — |
| 2021 | $262,000 | $262,000 | — |
| 2020 | $247,000 | $247,000 | — |
2025 property taxes (current owner): $5,891/yr
Estimated taxes if purchased at asking price: ~$14,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 15, 2026Price change$875,000−$10,000
- Sep 2, 2026Price change$885,000−$14,000
- Jun 2, 2026Listed$899,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $686/sq ft; this home is listed at $429/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 501 Quail Pointe Lane, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORP | Apr 2026 | $650,000 | $374 | 3/3 | 1,739 | 2 | 0.2 |
| 507 Quail Pointe Lane, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $640,000 | $397 | 2/2 | 1,614 | 1 | 0.3 |
| 276 Deer Run Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | May 2026 | $890,000 | $474 | 3/3 | 1,878 | 38 | 0.3 |
| 948 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $1,375,000 | $686 | 2/2.5 | 2,003 | 18 | 0.4 |
| 930 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Jul 2026 | $2,100,000 | $1,071 | 2/2.5 | 1,960 | 120 | 0.4 |
| 822 Spinnakers Reach Drive, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLC | Jun 2026 | $1,550,000 | $816 | 3/3 | 1,900 | 77 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KEYS REALTY REDEFINED
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Rough Creek Villas
Rough Creek Villas is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines