This home is in Ponte Vedra Court, Ponte Vedra Beach.

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Active·104 days on market·Ponte Vedra Court

10 Ponte Vedra Court Court D

Ponte Vedra Beach, FL 32082

$320,000$236/sqftEst. $1,703/moMLS# 2138350

Beds

Baths

1,357

Sq Ft

1988

Built

—

Garage

Pool

About this home

Ponte Vedra Court

Ready for the coastal lifestyle in this beautifully remodeled townhome just minutes from the beaches of Ponte Vedra. Located in a highly desirable community, you'll enjoy easy access to shopping, dining, and top-rated St. Johns County schools. Inside, the home features a bright open layout with a fully updated chef-inspired kitchen complete with quartz countertops, brand-new stainless steel appliances, and a stylish statement sink overlooking the main living area -- perfect for entertaining or everyday living. Luxury vinyl plank flooring runs throughout the first floor and main living spaces, offering both elegance and durability. Upstairs, both spacious bedrooms include private en-suite bathrooms, providing comfort and privacy for everyone. Large windows fill the home with natural light, creating a warm and inviting atmosphere throughout. Step outside to your private backyard with peaceful pond views -- the perfect spot to relax and enjoy the Florida lifestyle.

Cost to own

Mortgage calculator

Home Price

$320,000

Down Payment: 20%

$64,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,627

Principal & Interest: $1,627

Est. Taxes & Insurance: $407

Estimated Total Monthly

$2,033

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,703

Property taxesest. at asking price, St. Johns County$426

HOAbilled monthly$235

Estimated total, before insurance$2,364/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History