Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Ponte Vedra Court, Ponte Vedra Beach — a waterfront home in Ponte Vedra Beach.

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Active Under Contract

Active Under Contract·149 days on market·Ponte Vedra Court

10 Ponte Vedra Court Court D

Ponte Vedra Beach, FL 32082

$315,000$232/sqftEst. $1,619/moMLS# 2138350

Beds

Baths

1,357

Sq Ft

1988

Built

—

Garage

Pool

About this home

Ponte Vedra Court

Ready for the coastal lifestyle in this beautifully remodeled townhome just minutes from the beaches of Ponte Vedra. Located in a highly desirable community, you'll enjoy easy access to shopping, dining, and top-rated St. Johns County schools. Inside, the home features a bright open layout with a fully updated chef-inspired kitchen complete with quartz countertops, brand-new stainless steel appliances, and a stylish statement sink overlooking the main living area -- perfect for entertaining or everyday living. Luxury vinyl plank flooring runs throughout the first floor and main living spaces, offering both elegance and durability. Upstairs, both spacious bedrooms include private en-suite bathrooms, providing comfort and privacy for everyone. Large windows fill the home with natural light, creating a warm and inviting atmosphere throughout. Step outside to your private backyard with peaceful pond views -- the perfect spot to relax and enjoy the Florida lifestyle.

Cost to own

Mortgage calculator

Home Price

$315,000

Down Payment: 20%

$63,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,619

Principal & Interest: $1,619

Property taxes (est.): $419

Insurance (est.): $210

Estimated Total Monthly

$2,249

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,619

Property taxesest. at asking price, St. Johns County$419

HOAbilled monthly$235

Estimated total, before insurance$2,274/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History