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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — a waterfront home in Jacksonville.

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Active

Active·143 days on market

1706 Evans Drive S

Jacksonville Beach, FL 32250

$859,900$325/sqftEst. $4,726/mo mortgageMLS# 2148060
↓ $10,000 below original list
4
Beds
2
Baths
2,646
Sq Ft
1993
Built
2
Garage
No
Pool
FEMA Zone AEHOA $19/mo14,375 sqft lotWaterfrontSingle Family Residence1 story

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About this home

Jacksonville Beach

Peaceful & serene waterfront living with wildlife all around and refreshing coastal breezes.This beautiful home is hitting the market for the first time since it was built by the original owner.The spacious, updated floor plan features split bedrooms and a generous master suite complete with a luxurious ensuite, including double vanities,a soaking tub,separate shower, private water closet and large walk-in closet.Relax and unwind in the large heated and cooled sunroom/solarium, added in 2016, offering tranquil water views,Recent Updates Include:Java Fossilized BambooFlooring in common areas (2016)New Roof(2016)New HVAC 2016)with regular maintenance and new condenser coil (2025)Updated Kitchen: Cabinets (2016), Quartz Countertops & Island (2016),SSRefrigerator(2024), SS Stove(2025),Disposal (2022)New Garage Door (2016)Heated&Cooled garage with large attic space & pull-down wooden stairs/Large Side yard w/Vinyl privacy fence.This Home Offers Comfort,Function& Peaceful waterfront livining

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,726
Property taxesest. at asking price, Duval County$1,404
HOAbilled annually$19
Estimated total, before insurance$6,149/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,659/yr · $305/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$859,900
$171,980
Loan Term
Monthly Payment
$4,726
Principal & Interest: $4,726
Property taxes (est.): $1,404
Insurance (est.): $573
Estimated Total Monthly
$6,703
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2016 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$635,154$189,505—
2024$559,300$183,457▼ $379
2023$525,064$176,658—
2022$483,354$170,057—
2021$411,449$163,648—
2020$374,163$160,699—

2025 property taxes (current owner): $3,659/yr

Estimated taxes if purchased at asking price: ~$16,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 27, 2026Price change$859,900−$5,000
  • Jul 15, 2026Price change$864,900−$5,000
  • Jun 1, 2026Listed$869,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $407/sq ft; this home is listed at $325/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10 Quail Lane, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCAug 2026$840,000$3465/32,42670.3
2887 Merrill Boulevard, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$930,000$4883/21,90420.4
829 Bonaire Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCOct 2026$865,500$4074/2.52,124110.6
3309 Heron Drive N, Jacksonville Beach, FL 32250Listed by VENTURE REALTY CO, LLCSep 2026$800,000$4153/21,92870.6
3715 Sanctuary Way N, Jacksonville Beach, FL 32250Listed by MCWRIGHT PROPERTY MANAGEMENTJul 2026$570,000$2973/21,920300.6
3009 Antigua Drive, Jacksonville Beach, FL 32250Listed by RADIANT REALTYOct 2026$850,000$3913/22,17270.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$859,900
Price / Sq Ft$325
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,646
Total Structure Area2,903 sq ft
Acres0.33 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address1706 Evans Drive S, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionOakbreeze Cove
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size14,374.8 sq ft
Parcel Number1799977155
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric, Multi Units
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup

Exterior

Lot DescriptionDead End Street
Patio / PorchCovered, Glass Enclosed, Patio, Rear Porch
FencingBack Yard, Vinyl
RoofShingle
ConstructionBrick, Composition Siding, Concrete
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 1, 2026
Days on Market141
HOA Fees$228 / Annually
HOA FrequencyAnnually
Tax Amount$3,658.63
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NEFLA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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