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This home is in Jacksonville Beach.

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Active

Active·45 days on market

1706 Evans Drive S

Jacksonville Beach, FL 32250

$864,900$327/sqftEst. $4,603/moMLS# 2148060
4
Beds
2
Baths
2,646
Sq Ft
1993
Built
2
Garage
No
Pool

About this home

Jacksonville Beach

Peaceful & serene waterfront living with wildlife all around and refreshing coastal breezes.This beautiful home is hitting the market for the first time since it was built by the original owner.The spacious, updated floor plan features split bedrooms and a generous master suite complete with a luxurious ensuite, including double vanities,a soaking tub,separate shower, private water closet and large walk-in closet.Relax and unwind in the large heated and cooled sunroom/solarium, added in 2016, offering tranquil water views,Recent Updates Include:Java Fossilized BambooFlooring in common areas (2016)New Roof(2016)New HVAC 2016)with regular maintenance and new condenser coil (2025)Updated Kitchen: Cabinets (2016), Quartz Countertops & Island (2016),SSRefrigerator(2024), SS Stove(2025),Disposal (2022)New Garage Door (2016)Heated&Cooled garage with large attic space & pull-down wooden stairs/Large Side yard w/Vinyl privacy fence.This Home Offers Comfort,Function& Peaceful waterfront livining

Cost to own

Mortgage calculator

$864,900
$172,980
Loan Term
Monthly Payment
$4,396
Principal & Interest: $4,396
Est. Taxes & Insurance: $1,099
Estimated Total Monthly
$5,495
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,603
Property taxesest. at asking price, Duval County$1,412
HOAbilled annually$19
Estimated total, before insurance$6,035/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$635,154$189,505
2024$559,300$183,457 $379
2023$525,064$176,658
2022$483,354$170,057
2021$411,449$163,648
2020$374,163$160,699

2025 property taxes (current owner): $3,659/yr

Estimated taxes if purchased at asking price: ~$16,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2016 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 15, 2026Price change$864,900$5,000
  • Jun 1, 2026Listed$869,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$864,900
Price / Sq Ft$327
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,646
Total Structure Area2,903 sq ft
Acres0.33 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address1706 Evans Drive S, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionOakbreeze Cove
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size14,374.8 sq ft
Parcel Number1799977155
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric, Multi Units
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup

Exterior

Lot DescriptionDead End Street
Patio / PorchCovered, Glass Enclosed, Patio, Rear Porch
FencingBack Yard, Vinyl
RoofShingle
ConstructionBrick, Composition Siding, Concrete
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 1, 2026
Days on Market45
HOA Fees$228 / Annually
HOA FrequencyAnnually
Tax Amount$3,658.63
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NEFLA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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