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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marsh Creek, St. Augustine — a gated community home in St. Johns County.

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Sold

Sold·Closed Aug 21, 2026·33 days on market·Recent sales in Marsh Creek·Marsh Creek

170 Herons Nest Lane

St. Augustine, FL 32080

$1,820,000sold priceListed at $1,899,000 · 95.8% of asking$468/sqftMLS# 2148022
5
Beds
4.5
Baths
3,890
Sq Ft
2004
Built
3
Garage
Yes
Pool

9 more homes for sale in Marsh Creek →Search Marsh Creek on the map

FEMA Zone AEHOA $227/mo0.50 acresWaterfrontSingle Family Residence2 stories

About this home

Marsh Creek

This is a rare opportunity to own one of the most sought-after floor plans in Marsh Creek. Located on the Intracoastal Waterway, the home offers incredible water views, amazing sunsets, and a setting that is hard to find. Built with concrete block construction and meticulously maintained by the current owners, this home shows pride of ownership throughout. The layout is ideal for both everyday living and entertaining, with spacious gathering areas and a seamless flow between indoor and outdoor spaces. The backyard is designed to take full advantage of the view, featuring a pool, hot tub, and plenty of space to relax or host family and friends. An oversized three-car garage provides ample storage for vehicles, golf carts, and recreational equipment. Upstairs, the bonus room with a full bath offers flexible space for guests, a game room, additional home office, or media room.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$10,081
Property taxesest. at asking price, St. Johns County$2,422
HOAbilled quarterly$227
Estimated total, before insurance$12,730/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,048/yr · $921/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,820,000
$364,000
Loan Term
Monthly Payment
$10,081
Principal & Interest: $10,081
Property taxes (est.): $2,422
Insurance (est.): $1,213
Estimated Total Monthly
$13,716
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,778 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,400,691$780,256—
2024$1,232,535$757,559—
2023$1,179,905$734,038—
2022$1,258,435$711,202—
2021$859,250$689,031—
2020$813,718$678,827—

2025 property taxes (current owner): $11,048/yr

Estimated taxes if purchased at asking price: ~$29,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 21, 2026Closed$1,899,000
  • Jul 21, 2026Pending$1,899,000
  • Jul 8, 2026Active Under Contract$1,899,000
  • Jun 1, 2026Listed$1,899,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $350/sq ft; this home is listed at $488/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
188 Herons Nest Lane, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$1,850,000$4823/33,84200.2
401 Fiddlers Point Drive, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$1,535,000$5374/32,86170.9
365 Marsh Point Circle, St. Augustine, FL 32080Listed by COLDWELL BANKER PREMIER PROPERTIESSep 2026$1,075,000$3404/3.53,16471
2406 Shore Drive, St. Augustine, FL 32086Listed by OCEAN ONE REAL ESTATE GROUP LLCSep 2026$1,349,000$3504/4.53,8571381.1
281 Ocean Cay Boulevard, St. Augustine Beach, FL 32080Listed by EXP REALTY LLCJul 2026$750,000$2584/3.52,909821.1
125 Island Hammock Way, St. Augustine Beach, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$1,025,000$3293/2.53,1131111.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,899,000
Price / Sq Ft$488
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,890
Acres0.50 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Screen Enclosure
Is WaterfrontYes
Gated CommunityYes
Direction FacesEast

School Information

Community Information

Address170 Herons Nest Lane, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionMarsh Creek
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size21,780 sq ft
Lot Dimensions90x93x142x125x245
Parcel Number1725490110
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Management - Full Time, Management - Off Site, Playground, Security, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Circular Driveway, Garage
ViewIntracoastal, Water
Waterfront TypeMarsh

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
Security24 Hour Security, Gated with Guard
Spa FeaturesIn Ground, Heated

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchFront Porch, Rear Porch, Screened
RoofTile
ConstructionBlock, Concrete, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedJune 1, 2026
Days on Market33
HOA Fees$680 / Quarterly
HOA FrequencyQuarterly
HOA NameLeland Management
HOA Fee IncludesSecurity
Tax Amount$11,048.45
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marsh Creek

Marsh Creek is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Marsh Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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