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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 16, 2026·28 days on market·Recent sales in Jacksonville

4541 Melissa Court W

Jacksonville, FL 32210

$78,571sold priceListed at $130,000 · 60.4% of asking$76/sqftMLS# 2147996
2
Beds
2
Baths
1,031
Sq Ft
1987
Built
—
Garage
No
Pool
No HOA2,178 sqft lotTownhouse2 stories

About this home

Jacksonville

Two-story interior townhome featuring stucco and frame construction in established Jacksonville Heights. Thoughtfully designed with one bedroom and one full bath on each level, offering privacy and flexibility. Kitchen opens to the living and dining combination, creating an inviting flow throughout the main level. Covered rear patio with storage extends the living space outdoors. Minutes from I-95, I-295, 103rd Street, NAS Jacksonville, shopping, and major employment corridors. Exceptional appeal for owner-occupants and investors alike. Currently tenant occupied and generating rental income. 24-hour notice required for all showings.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$435
Property taxesest. at asking price, Duval County$128
Estimated total, before insurance$564/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,600/yr · $133/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$78,571
$15,714
Loan Term
Monthly Payment
$435
Principal & Interest: $435
Property taxes (est.): $128
Insurance (est.): $52
Estimated Total Monthly
$616
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,398 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$93,028$57,586—
2024$90,673$52,351—
2023$81,021$47,592—
2022$78,268$43,266—
2021$51,997$39,333—
2020$38,540$35,758—

2025 property taxes (current owner): $1,600/yr

Estimated taxes if purchased at asking price: ~$1,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 20, 2026Closed$130,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $76/sq ft; this home is listed at $126/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7653 Jana Lane S, Jacksonville, FL 32210Listed by EXP REALTY LLCSep 2026$132,600$1292/21,031470.1
7774 Melvin Road, Jacksonville, FL 32210Listed by CHAD AND SANDY REAL ESTATE GROUPJul 2026$110,000$952/2.51,153490.1
7668 Melissa Court N, Jacksonville, FL 32210Listed by PLENTI REALTY LLCJul 2026$78,571$762/21,031280.1
7648 Jana Lane S, Jacksonville, FL 32210Listed by PLENTI REALTY LLCJul 2026$78,571$762/21,031280.1
4468 Melissa Court W, Jacksonville, FL 32210Listed by PLENTI REALTY LLCJul 2026$78,571$662/1.51,19740.1
7635 Jana Lane S, Jacksonville, FL 32210Listed by PLENTI REALTY LLCJul 2026$78,571$762/21,031270.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$130,000
Price / Sq Ft$126
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,031
Acres0.05 acres
Year Built1987
TypeResidential
Sub-TypeTownhouse
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address4541 Melissa Court W, Jacksonville, FL 32210
Area063-Jacksonville Heights/Oak Hill/English Estates
SubdivisionMelissa Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size2,178 sq ft
Parcel Number0138610736

Amenities

UtilitiesCable Available, Electricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2

Exterior

Lot DescriptionOther
FencingBack Yard
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJune 1, 2026
Days on Market28
Tax Amount$1,599.86
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PLENTI REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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