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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 29, 2026·49 days on market·Recent sales in Jacksonville

7774 Melvin Road

Jacksonville, FL 32210

$110,000sold priceListed at $124,900 · 88.1% of asking$95/sqftMLS# 2142696
2
Beds
2.5
Baths
1,153
Sq Ft
2005
Built
1
Garage
No
Pool
FEMA Zone XHOA $192/mo2,178 sqft lotTownhouse2 stories

About this home

Jacksonville

**LAKE VIEWS**CENTRAL LOCATION** Enjoy easy commutes with a great location near I-295 in this 2 bed/2 ½ bath townhome. Inside, you are greeted by an OPEN FLOOR PLAN that effortlessly blends a cozy and spacious feel. The layout keeps the main living spaces downstairs and bedrooms upstairs for privacy, including a convenient half bath downstairs. A bright kitchen features sleek white cabinetry, a double sink, a breakfast bar, and a dedicated dining space that flows into the spacious living room. Upstairs, both bedrooms feature bathrooms and walk-in closets, offering the excellent potential for TWO PRIMARY BEDROOMS. With plenty of STORAGE throughout, the home is as functional as it is comfortable. Step outside to a peaceful and shaded backyard with a patio and lovely LAKE VIEWS, making it the perfect spot to unwind at the end of the day. Do not miss out, schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$609
Property taxesest. at asking price, Duval County$180
HOAbilled quarterly$192
Estimated total, before insurance$981/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,469/yr · $206/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$110,000
$22,000
Loan Term
Monthly Payment
$609
Principal & Interest: $609
Property taxes (est.): $180
Insurance (est.): $73
Estimated Total Monthly
$862
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real pool sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$136,684$110,359—
2024$132,325$100,327—
2023$137,821$91,207—
2022$124,933$82,916—
2021$92,112$75,379—
2020$85,232$68,527—

2025 property taxes (current owner): $2,469/yr

Estimated taxes if purchased at asking price: ~$2,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 8, 2026Closed$124,900
  • Jul 16, 2026Active Under Contract$124,900
  • Jul 11, 2026Price change$124,900−$15,000
  • May 27, 2026Listed$139,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $121/sq ft; this home is listed at $108/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7731 Playschool Lane, Jacksonville, FL 32210Listed by WATSON REALTY CORPOct 2026$73,000$622/2.51,176770.1
7764 Playschool Lane, Jacksonville, FL 32210Listed by EXP REALTY LLCOct 2026$145,000$1232/2.51,176180.1
4541 Melissa Court W, Jacksonville, FL 32210Listed by PLENTI REALTY LLCJul 2026$78,571$762/21,031280.1
7653 Jana Lane S, Jacksonville, FL 32210Listed by EXP REALTY LLCSep 2026$132,600$1292/21,031470.2
7836 Playschool Lane, Jacksonville, FL 32210Listed by JWB REALTY LLCJul 2026$162,000$1213/2.51,344630.2
4498 Melissa Court W, Jacksonville, FL 32210Listed by PLENTI REALTY LLCJul 2026$78,571$662/21,190280.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$124,900
Price / Sq Ft$108
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,153
Acres0.05 acres
Year Built2005
TypeResidential
Sub-TypeTownhouse
StyleTraditional
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

School Information

ElementaryGregory Drive
MiddleChaffee Trail
HighWestside High School

Community Information

Address7774 Melvin Road, Jacksonville, FL 32210
Area063-Jacksonville Heights/Oak Hill/English Estates
SubdivisionTimothys Landing
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size2,178 sq ft
Parcel Number0142736876
ZoningResidential

Amenities

AmenitiesPool, Maintenance Grounds, Playground
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Off Street
ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Front Porch, Patio
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedMay 27, 2026
Days on Market49
HOA Fees$575 / Quarterly
HOA FrequencyQuarterly
HOA NameTimothy's Landing Owners Association Inc. C/O Plaz
Tax Amount$2,469.47
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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