This home is in Reverie At Trailmark, St. Augustine.

Pending

Pending·46 days on market·Reverie At Trailmark

44 Winterfield Place

St. Augustine, FL 32092

$515,461$233/sqftEst. $2,743/moMLS# 2147976

Beds

Baths

2,210

Sq Ft

2026

Built

Garage

Pool

About this home

Reverie At Trailmark

Introducing the Mayweather , located in the vibrant 55+ community of Reverie at TrailMark. With 2,210 sq. ft. of air-conditioned living space, this thoughtfully designed floor plan balances privacy and openness, making it ideal for both entertaining and everyday comfort. Home Highlights Owner's suite privately separated from the secondary bedroom for comfort and convenience Open-concept layout connecting the gourmet kitchen, great room, and café Gourmet & messy kitchen for functionality and entertaining Tray ceiling in the great room for architectural detail White cabinetry with quartz countertops Luxury vinyl plank flooring and tile for style and durability Paver driveway and walkways for curb appeal Community Lifestyle At Reverie at TrailMark, every day brings new opportunities for fun, fitness, and connection. The Retreat at Reverie is centered around The Lodge, a stunning 4,600 sq. ft. lakeside clubhouse.

Cost to own

Mortgage calculator

Home Price

$515,461

Down Payment: 20%

$103,092

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,620

Principal & Interest: $2,620

Est. Taxes & Insurance: $655

Estimated Total Monthly

$3,275

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,743

Property taxesest. at asking price, St. Johns County$686

HOAbilled annually$32

Estimated total, before insurance$3,461/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$100,000	$100,000	—

2025 property taxes (current owner): $6,357/yr

Estimated taxes if purchased at asking price: ~$8,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,679 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$515,461

Price / Sq Ft$233

Bedrooms2

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,210

Total Structure Area2,850 sq ft

Acres0.25 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUnder Construction

StatusPending

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

New ConstructionYes

Community Information

Address44 Winterfield Place, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionReverie At Trailmark

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size10,890 sq ft

Parcel Number0290024960

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Management - Full Time, Pickleball, Spa/Hot Tub

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyThermostat

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater

HeatingCentral, Natural Gas

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Spa FeaturesCommunity