This home is in Jacksonville.
$529,9005 bd · 4 ba · 2,905 sq ft
Active·167 days on market
40 Pecan Ridge Court
Jacksonville, FL 32218
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
WELCOME TO THIS METICULOUSLY CARED FOR BEAUTIFUL 2 YEAR OLD HOME THAT OFFERS THE PERFECT BLEND OF COMFORT, STYLE, AND CONVENIENCE!!!!! Featuring modern updates, First Floor owners suite and a large upstairs private suite. Epoxy garage flooring and epoxy flooring in the screened back porch, Fully fenced back yard with gates on both sides. A spacious layout and open floor plan in a desirable location. Only one mile to major highways, I-95, I-295, close to I-10, that take you North to other states or South all the way to Key West. Close to Military Bases such as Kings Bay, Mayport, Naval Air Station Jacksonville. Only 2 miles to all your shopping and grocery needs. Located in a desirable small neighborhood, Don't miss out on this well maintained home.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: material not specified — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,341 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 10 mi · 35 parking spaces
Closest park or preserve
Betz-Tiger Point Preserveabout 8 mi · 4.3 mi of trails
Closest public boat ramp
Half Moon Island Preserve Boat Rampabout 3 mi · Nassau River
Closest kayak & paddleboard launch
Four Creeks State Forest – Thomas Creek Canoe Accessabout 7 mi · Thomas Creek
Closest youth league fields
Tom Marshall Parkabout 4 mi · Baseball, Football, Softball
Closest grocery store
Aldiabout 3 mi · 15325 Max Leggett Pkwy No.200,, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $630,000 in December 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $402,751 | $0 | — |
| 2025 | $392,840 | $0 | — |
| 2024 | $70,000 | $70,000 | — |
2025 property taxes (current owner): $60/yr
Estimated taxes if purchased at asking price: ~$10,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Sep 15, 2026Price change$529,900−$6,000
- Aug 7, 2026Price change$535,900−$4,000
- May 28, 2026Listed$539,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $161/sq ft; this home is listed at $182/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 15755 Northside Drive E, Jacksonville, FL 32218Listed by DIAMOND REALTY GROUP OF AMELIA ISLAND | Sep 2026 | $386,000 | $183 | 3/2.5 | 2,107 | 115 | 0.5 |
| 162 Bradford Lake Circle, Jacksonville, FL 32218Listed by TAH FLORIDA LLC | Oct 2026 | $380,000 | $148 | 4/3 | 2,564 | 40 | 0.6 |
| 15849 Tisons Bluff Road, Jacksonville, FL 32218Listed by NEXTHOME ENDLESS SUMMER | Sep 2026 | $445,000 | $139 | 4/4 | 3,194 | 6 | 0.8 |
| 14820 Macademia Lane, Jacksonville, FL 32218Listed by CENTURY COMMUNITIES OF FLORIDA | Sep 2026 | $349,990 | $161 | 4/2.5 | 2,180 | 91 | 0.9 |
| 15822 Tisons Bluff Road, Jacksonville, FL 32218Listed by CONVENE REALTY | Sep 2026 | $415,000 | $203 | 3/2 | 2,040 | 3 | 0.9 |
| 14816 Macademia Lane, Jacksonville, FL 32218Listed by CENTURY COMMUNITIES OF FLORIDA | Aug 2026 | $324,990 | $155 | 4/2.5 | 2,103 | 55 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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