This home is in Tidal Pointe, Jacksonville — a home near Atlantic Coast High School.
Active·141 days on market·Tidal Pointe
11491 Fathom Court
Jacksonville, FL 32256
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Tidal Pointe
Seller to offer up to $10k for 2 for 1 buy down and/or closing costs with acceptable offer! Discover modern, low-maintenance living in the well-loved floorplan at Tidal Pointe, just a short walk from The Block! This unique 'upscale' layout features bright, airy interiors with soaring 12-foot ceilings, expansive windows, fresh interior paint, custom lighting, and a relaxed coastal-inspired design throughout. The open-concept main living area flows seamlessly into the beautifully appointed kitchen featuring white cabinetry, quartz countertops, stainless steel appliances, and an elegant teal backsplash. Downstairs bedrooms provide privacy for guests and flexibility for a home office, study, or fitness space. Conveniently located off Gate Parkway with quick access to JTB, I-295, and only minutes from St. Johns Town Center, this energy-efficient townhome offers both style and functionality.
Next steps in Tidal Pointe
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,786 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $336,667 | $233,509 | — |
| 2024 | $320,443 | $226,221 | — |
| 2023 | $331,815 | $218,176 | — |
| 2022 | $309,438 | $210,366 | — |
| 2021 | $252,783 | $202,783 | — |
| 2020 | $50,000 | $50,000 | — |
2025 property taxes (current owner): $4,335/yr
Estimated taxes if purchased at asking price: ~$7,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 9, 2026Price change$384,999−$5,000
- Aug 12, 2026Price change$389,999−$4,001
- Aug 6, 2026Price change$394,000−$999
- May 28, 2026Listed$394,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $292/sq ft; this home is listed at $255/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11306 Barrier Beach Place, Jacksonville, FL 32256Listed by ARTEMIS MANAGEMENT COMPANY | Aug 2026 | $365,000 | $209 | 3/2.5 | 1,750 | 136 | 0.1 |
| 7490 Scarlet Ibis Lane, Jacksonville, FL 32256Listed by CHAD AND SANDY REAL ESTATE GROUP | Oct 2026 | $302,000 | $180 | 3/2.5 | 1,682 | 84 | 0.4 |
| 10961 Burnt Mill Road 414, Jacksonville, FL 32256Listed by HOUWZER, INC. | Oct 2026 | $237,000 | $202 | 2/2 | 1,171 | 34 | 0.7 |
| 11944 Generations Avenue, Jacksonville, FL 32224Listed by WEEKLEY HOMES REALTY | Sep 2026 | $523,810 | $292 | 3/3.5 | 1,794 | 182 | 1 |
| 11946 Generations Avenue, Jacksonville, FL 32224Listed by WEEKLEY HOMES REALTY | Sep 2026 | $504,999 | $302 | 3/3.5 | 1,672 | 47 | 1 |
| 11948 Generations Avenue, Jacksonville, FL 32224Listed by WEEKLEY HOMES REALTY | Aug 2026 | $553,990 | $309 | 3/3.5 | 1,794 | 85 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ROUND TABLE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Tidal Pointe
Tidal Pointe is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines