This home is in Isle of Palms, Jacksonville — a home near Duncan U. Fletcher High School.
Sold·Closed Jun 22, 2026·7 days on market·Recent sales in Isle of Palms·Isle of Palms
4314 Coquina Drive
Jacksonville, FL 32250
14 more homes for sale in Isle of Palms →Search Isle of Palms on the map
About this home
Isle of Palms
Rare waterfront opportunity in Jacksonville's coveted Isle of Palms. This beautifully maintained 3BR/2BA home combines solid 1964 cinderblock construction with thoughtful modern upgrades and timeless Old Florida charm. Situated on a spacious .26-acre canal-front lot with 85 feet of waterfront frontage, the property offers direct Intracoastal access and a 2022 remote-controlled 12,000 lb boat lift--making it effortless to get on the water at a moment's notice. Inside, a freshly painted interior and abundant natural light create a bright, inviting feel, while the cozy fireplace adds warmth and character to the main living space. Major system updates provide true peace of mind, including HVAC (2020), updated electrical and sewer lines, rebuilt bulkhead (2013), and brand-new tie-backs completed in 2025. The Isle of Palms Special Dredging District assessment is included in taxes (approximately $1,000/year), helping maintain the neighborhood's navigable waterways and waterfront appeal.
Next steps in Isle of Palms
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1964)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,698 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $470,574 | $469,932 | ▲ $16,474 |
| 2024 | $455,076 | $427,211 | ▲ $26,720 |
| 2023 | $438,157 | $388,374 | ▲ $43,152 |
| 2022 | $384,932 | $353,068 | — |
| 2021 | $314,445 | $314,445 | — |
| 2020 | $308,743 | $308,743 | ▲ $2,697 |
2025 property taxes (current owner): $9,725/yr
Estimated taxes if purchased at asking price: ~$12,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $353/sq ft; this home is listed at $444/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4466 Grassey Cay Lane, Jacksonville, FL 32224Listed by SEFAIR INVESTMENTS, INC. | Sep 2026 | $363,600 | $264 | 3/2 | 1,376 | 4 | 0.3 |
| 3943 Eunice Road, Jacksonville, FL 32250Listed by STA REALTY | Sep 2026 | $630,000 | $353 | 3/2 | 1,787 | 29 | 0.5 |
| 2503 Liberty Lane, Jacksonville Beach, FL 32250Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $595,000 | $434 | 3/2 | 1,372 | 5 | 1.8 |
| 3042 Farrington Street, Jacksonville, FL 32224Listed by FLUID REALTY, LLC. | Sep 2026 | $400,000 | $255 | 4/2 | 1,567 | 1 | 1.8 |
| 14396 Aqua Vista Road N, Jacksonville, FL 32224Listed by SOMEDAY HOMES REALTY, LLC. | Aug 2026 | $499,000 | $347 | 4/2.5 | 1,436 | 3 | 1.8 |
| 3739 Sanctuary Way N, Jacksonville Beach, FL 32250Listed by THE LEGENDS OF REAL ESTATE | Oct 2026 | $589,000 | $374 | 3/2 | 1,574 | 1 | 2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Isle of Palms
Isle of Palms is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Isle of Palms homes for sale →Keep looking
More homes in Isle of Palms
For Sale3933 Petite Drive WJacksonville, FL 32250
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$579,900Est. $3,086/moOPEN HOUSE SUNDAY, OCTOBER 11th from 1:00PM to 3:00PM. Great new price and fabulous location! Time to live in the Isle…
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For Sale3346 Palm Island RoadJacksonville, FL 32250
3 bd · 2 ba · 1,927 sq ft
$850,000Est. $4,524/moWaterfront opportunity in the highly desirable Isle of Palms area! Situated on an approximately 0.39-acre lot, 3346…
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Under Contract3866 Luth Drive EJacksonville, FL 32250
3 bd · 2 ba · 2,180 sq ft
$515,000Est. $2,741/moWelcome to Isle of Palms, a highly sought-after Jacksonville community prized for its peaceful residential setting and…
Listing Office: momentum realty
For Sale4422 Tideview DriveJacksonville, FL 32250
3 bd · 3.5 ba · 2,643 sq ft
$895,000Est. $4,764/moExperience the ultimate waterfront lifestyle in this beautifully appointed 3-bedroom, 4-bath canal-front home in…
Listing Office: orchard brokerage llc
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines