This home is in Jacksonville — a gated community home in Jacksonville.
Active·100 days on market
5006 Key Lime Drive 307
Jacksonville, FL 32256
About this home
Jacksonville
Welcome to this beautifully maintained top-floor end unit condo in the heart of Jacksonville! Located just 5 minutes from St. Johns Town Center shopping, dining, and groceries, and only 15 minutes to the beach, this home offers the perfect blend of comfort, convenience, and location. Featuring soaring ceilings, an open-concept floor plan, and abundant natural light throughout, the spacious layout creates an airy and inviting atmosphere. Enjoy added peace and privacy with no upstairs neighbors and the benefits of an end unit location. The community has also recently undergone major exterior improvements including a brand-new roof and fully renovated exterior, offering modern curb appeal and peace of mind. Conveniently located near major highways, restaurants, and entertainment, this move-in ready condo is one you do not want to miss!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $172,000 | $86,455 | ▲ $2,000 |
| 2024 | $170,000 | $83,311 | — |
| 2023 | $170,000 | $79,429 | — |
| 2022 | $149,000 | $75,660 | — |
| 2021 | $122,000 | $72,000 | — |
| 2020 | $115,500 | $115,500 | — |
2025 property taxes (current owner): $1,718/yr
Estimated taxes if purchased at asking price: ~$3,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2008)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,756 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 10, 2026Price change$175,000−$5,000
- Jul 20, 2026Price change$180,000−$5,000
- May 22, 2026Listed$185,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DJ & LINDSEY REAL ESTATE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines