This home is in Mariner Point, Jacksonville — a pool home in Jacksonville.
$739,5005 bd · 3 ba · 2,991 sq ft
Active·175 days on market·Mariner Point
4850 Mariners Point
Jacksonville, FL 32225
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About this home
Mariner Point
This dramatic late-modern contemporary home has high ceilings, interior balconies, warm wood-paneled walls, stone fireplace, and strong natural light in one of J-ville's most charming neighborhoods. Fresh paint, and beautiful new flooring in most of the home, the interior feels bright, spacious, and move-in ready. The spacious master suite includes a large bathroom
Next steps in Mariner Point
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: material not specified — year not disclosed (home built 1983)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,408 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Beach Pavillion, Little Talbot Island State Parkabout 6 mi · 100 parking spaces
Closest park or preserve
Theodore Roosevelt Area and Fort Caroline (Timucuan Preserve)4 min drive · 9.3 mi of trails
Closest public boat ramp
Fulton Road Unimproved Landingabout 0.3 mi · St. Johns River
Closest kayak & paddleboard launch
Joe Carlucci Sisters Creek Park – Paddlecraft Launch Beachabout 2 mi · St. Johns River
Closest youth league fields
Ed Austin Regional Park7 min drive · Baseball, Softball, Soccer
Closest grocery store
Publix6 min drive · 2771 Monument Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $455,818 | $405,096 | — |
| 2024 | $457,235 | $407,235 | ▲ $21,192 |
| 2023 | $394,079 | $379,811 | — |
| 2022 | $378,410 | $345,283 | ▲ $9,000 |
| 2021 | $313,894 | $313,894 | — |
| 2020 | $305,447 | $305,447 | — |
2025 property taxes (current owner): $7,734/yr
Estimated taxes if purchased at asking price: ~$14,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 6, 2026Price change$739,500+$250
- Sep 8, 2026Price change$739,250−$700
- Jul 28, 2026Price change$739,950+$100
- Jul 10, 2026Price change$739,850−$100
- May 18, 2026Listed$739,950
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $247/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5043 Mariners Point Drive, Jacksonville, FL 32225Listed by HOME PLACE REALTY | Jun 2026 | $935,000 | $265 | 4/4 | 3,525 | 54 | 0.2 |
| 4848 Charles Bennett Drive, Jacksonville, FL 32225Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $645,000 | $243 | 4/2.5 | 2,655 | 28 | 0.2 |
| 11341 Woodsong Loop N, Jacksonville, FL 32225Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $513,500 | $234 | 3/2 | 2,194 | 3 | 0.5 |
| 4432 Hartman Road, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $395,000 | $166 | 4/2.5 | 2,380 | 3 | 0.5 |
| 12707 Ft Caroline Road, Jacksonville, FL 32225Listed by WATSON REALTY CORP | Jul 2026 | $575,000 | $196 | 4/3 | 2,934 | 13 | 0.5 |
| 4276 Stratford Way, Jacksonville, FL 32225Listed by LA ROSA REALTY NORTH FLORIDA, LLC. | Aug 2026 | $529,000 | $218 | 3/2 | 2,429 | 55 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BEYCOME OF FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Mariner Point
Mariner Point is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines