This home is in Isle of Palms, Fernandina Beach — a waterfront home in Nassau County.
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Sold·Closed Jan 8, 2026·58 days on market·Recent sales in Isle of Palms·Isle of Palms
1010 Isle Of Palms Lane
Fernandina Beach, FL 32034
10 more homes for sale in Isle of Palms →Search Isle of Palms on the map
About this home
Isle of Palms
This 3-bedroom, 2-bathroom home is ideally located just 1 mile from the beach and 1.6 miles from downtown Fernandina, offering the perfect blend of convenience and coastal living. Inside, the open floor plan features a spacious dining and family room that flows seamlessly into the kitchen, complete with a cozy breakfast nook. The living area opens to a glassed-in porch overlooking a beautiful spring-fed pond, home to abundant wildlife. The porch windows can be opened to enjoy the breeze, or the space could easily be air-conditioned to add additional square footage. Just outside, a paved patio provides the perfect setting for entertaining or relaxing by the water. The home offers generously sized bedrooms, including a large master suite with a renovated bathroom featuring an expanded shower. A 2-car garage includes a drop-down ladder for convenient attic storage. For boat enthusiasts, the side of the property features a paved storage area designed to accommodate a boat.
Next steps in Isle of Palms
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
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Cost to own
Mortgage calculator
Cost to own
Taxes & assessment
2024 property taxes (current owner): $4,266/yr
Estimated taxes if purchased at asking price: ~$8,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $329/sq ft; this home is listed at $365/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1602 Indigo Street, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Apr 2026 | $565,000 | $319 | 3/2 | 1,770 | 89 | 0.1 |
| 1624 Indigo Street, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Apr 2026 | $670,000 | $360 | 4/2 | 1,861 | 3 | 0.1 |
| 1421 Hickory Street, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $440,000 | $243 | 2/2 | 1,808 | 14 | 0.2 |
| 1833 Indigo Street, Fernandina Beach, FL 32034Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | May 2026 | $475,000 | $329 | 3/2 | 1,442 | 65 | 0.2 |
| 1120 Natures Walk Drive A, Fernandina Beach, FL 32034Listed by FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT | Jun 2026 | $419,000 | $329 | 2/2 | 1,274 | 12 | 0.3 |
| 2027-A Natures Lane W, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Mar 2026 | $459,000 | $275 | 3/2.5 | 1,672 | 10 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Isle of Palms
Isle of Palms is a neighborhood in Jacksonville Beach, FL (Nassau County), ZIP 32034.
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Krista Fracke
Broker Associate
This home sold on Jan 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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