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This home is in Fernandina Beach.

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Pending

831 DIVISION Street, Fernandina Beach, FL 32034

$424,900
MLS# 2138326
3
Bedrooms
2
Bathrooms
1,195
Sq Ft
2002
Year Built

About This Home — 831 DIVISION Street

The air feels different here. Salt air drifts in from the coast and becomes part of everyday life at 831 Division Street, something people come to Fernandina Beach for but rarely find this close to everything. Just minutes from downtown and Central Park, errands turn into familiar faces and evenings don't need a plan. The pace is slower, but never still, with most places reachable by bike or golf cart. Inside, this move-in ready 3-bedroom, 2-bath home is filled with natural light, creating an open, easy feel. The kitchen anchors the space with a waterfall-edge island, perfect for gathering. Outside, a fully fenced backyard offers room for dogs, coffee mornings, and relaxed evenings, all low maintenance. A one-car garage adds flexibility. Set among locals and newcomers alike, you're near the beach, the greenway, and downtown, offering a rare chance to enjoy island living without overpaying.

Features

Price$424,900
Price / Sq Ft$356
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,195
Acres0.13 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUpdated/Remodeled
StatusPending
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address831 DIVISION Street, Fernandina Beach, FL 32034
Area410-Fernandina Beach Downtown-West
SubdivisionCity Of Fernandina Beach
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size5,662.8 sq ft
Parcel Number0000311800R2130050
ZoningResidential

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryIn Garage

Exterior

Patio / PorchRear Porch
FencingFenced, Back Yard, Privacy, Wood
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt

Additional Information

Date ListedApril 3, 2026
Days on Market6
Tax Amount$5,242.72
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$424,900
$84,980
Loan Term
Monthly Payment
$2,261
Principal & Interest: $2,261
Est. Taxes & Insurance: $565
Estimated Total Monthly
$2,827
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: SALT HARBOR REAL ESTATE COMPANY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida