This home is in Jacksonville.
Pending·71 days on market
4108 Torino Place
Jacksonville, FL 32244
About this home
Jacksonville
*OPEN HOUSE SAT. MAY 16th FROM 1 PM - 3 PM* Opportunity awaits in the highly desirable and established Venetia neighborhood! This spacious 2,068 square foot home sits on a 0.24-acre corner lot just a short walk from Timuquana Country Club and minutes from Florida Yacht Club, NAS Jacksonville, and Downtown Jacksonville. Full of character and potential, this home features original parquet wood floors, newer windows, a cozy covered front porch, and a flexible floor plan with three bedrooms plus a dedicated office area. The spacious primary suite offers large corner windows that fill the room with natural light along with an ensuite bathroom. The oversized front living room features charming built-ins and flows directly into the formal dining room, creating an inviting space for entertaining. The kitchen offers an abundance of wood cabinetry, generous counter space, and plenty of storage rarely found at this price point.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $325,008 | $129,036 | — |
| 2024 | $318,495 | $124,692 | — |
| 2023 | $318,298 | $119,604 | — |
| 2022 | $259,355 | $114,665 | — |
| 2021 | $220,579 | $109,869 | — |
| 2020 | $206,536 | $107,662 | — |
2025 property taxes (current owner): $2,836/yr
Estimated taxes if purchased at asking price: ~$6,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1952)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,624 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS JACKSONVILLE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines