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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Aug 24, 2026·34 days on market·Recent sales in Jacksonville

5125 Arapahoe Avenue

Jacksonville, FL 32210

$501,147sold priceListed at $539,900 · 92.8% of asking$280/sqftMLS# 2151170
3
Beds
2
Baths
1,788
Sq Ft
1954
Built
1
Garage
Yes
Pool
FEMA Zone XNo HOA9,583 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Tucked beneath the canopy of Ortega's tree-lined streets, this charming 3 bed / 2 bath home is filled with warmth, character, and space designed for making memories. Original hardwood floors add timeless appeal, while the inviting living room opens to a sun-drenched den, featuring a cozy fireplace and glass french doors that bring the outdoors in. Step out to the spacious screened patio, your private oasis for morning coffee, weekend gatherings, or unwinding after a long day. The backyard is made for relaxation with an in-ground spa surrounded by lush landscaping. Newer roof for peace of mind. Blending historic charm with everyday comfort, this home offers the perfect setting to live, entertain, and enjoy one of Jacksonville's most beloved neighborhoods. Conveniently located near parks, schools, shopping, and dining, this Ortega gem is ready to welcome you home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,776
Property taxesest. at asking price, Duval County$818
Estimated total, before insurance$3,594/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,206/yr · $350/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$501,147
$100,229
Loan Term
Monthly Payment
$2,776
Principal & Interest: $2,776
Property taxes (est.): $818
Insurance (est.): $334
Estimated Total Monthly
$3,928
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1954)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,654 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$408,419$206,229—
2024$389,714$199,710▲ $14,394
2023$368,695$192,437—
2022$341,459$185,376—
2021$264,802$178,521—
2020$260,158$175,366—

2025 property taxes (current owner): $4,206/yr

Estimated taxes if purchased at asking price: ~$9,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 24, 2026Closed$539,900
  • Jul 22, 2026Active Under Contract$539,900
  • Jun 18, 2026Listed$539,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $270/sq ft; this home is listed at $302/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5001 Water Oak Lane, Jacksonville, FL 32210Listed by JANIE BOYD & ASSOCIATES REAL ESTATE SERVICES LLCAug 2026$565,450$2744/2.52,066330.1
4203 Demedici Avenue, Jacksonville, FL 32210Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$442,900$3163/21,40000.4
4220 Genoa Avenue, Jacksonville, FL 32210Listed by SUMMER BREEZE REALTYSep 2026$276,000$1843/11,4961370.5
4727 Carlisle Road, Jacksonville, FL 32210Listed by CASTLEWISE REALTY GROUP, LLC.Aug 2026$595,000$2704/32,200260.6
4531 Milstead Road, Jacksonville, FL 32210Listed by UNITED REAL ESTATE GALLERYOct 2026$330,000$2573/21,2841060.8
4108 Torino Place, Jacksonville, FL 32244Listed by KELLER WILLIAMS JACKSONVILLEAug 2026$320,000$1553/22,068130.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$539,900
Price / Sq Ft$302
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,788
Acres0.22 acres
Year Built1954
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryOrtega
MiddleLake Shore
HighRiverside

Community Information

Address5125 Arapahoe Avenue, Jacksonville, FL 32210
Area033-Ortega/Venetia
SubdivisionPirates Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size9,583.2 sq ft
Parcel Number1028660000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBuilt-in Features
AppliancesConvection Oven, Dishwasher, Dryer, Electric Range, Microwave, Washer
HeatingCentral
CoolingCentral Air, Electric
FlooringWood
FireplaceYes
# of Fireplaces1
# of Stories1

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Patio
FencingBack Yard, Wood
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 18, 2026
Days on Market34
Tax Amount$4,205.91
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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