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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ortega, Jacksonville.

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Sold

Sold·Closed Jun 15, 2026·7 days on market·Recent sales in Ortega·Ortega

4275 Baltic Street

Jacksonville, FL 32210

$715,000sold priceListed at $785,000 · 91.1% of asking$287/sqftMLS# 2144865
3
Beds
2.5
Baths
2,493
Sq Ft
1996
Built
2
Garage
No
Pool

12 more homes for sale in Ortega →Search Ortega on the map

No HOA6,970 sqft lotSingle Family Residence2 stories

About this home

Ortega

There is nothing better than living in the highly coveted neighborhood of Old Ortega with a home that is not! Renovated & turnkey on a beautifully quiet tree-lined street, the open layout allows you to utilize all the living and dining spaces. The primary bedroom & luxurious bathroom are on the 1st floor, as well as an additional room, currently used as an office, but could be a great 4th bedroom. The 1/2 bath is conveniently located off the living room. The 2 additional bedrooms & full bathroom are located upstairs. The renovated gourmet kitchen with a spacious island has glass doors leading to the courtyard, where a huge backyard is ready for play & has plenty of space for a pool! The 2-car garage comes equipped with an EV charger. We so look forward to you seeing this beautiful solid brick home and exploring the nearby Ortega Village and beyond - which feature upcoming restaurants and family-friendly green spaces such as the Oxford Place, The Buoy, and Stockton Park.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,960
Property taxesest. at asking price, Duval County$1,167
Estimated total, before insurance$5,128/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,106/yr · $675/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$715,000
$143,000
Loan Term
Monthly Payment
$3,960
Principal & Interest: $3,960
Property taxes (est.): $1,168
Insurance (est.): $477
Estimated Total Monthly
$5,605
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,176 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $570,000 in October 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$512,853$426,039—
2024$463,325$413,325▲ $25,539
2023$450,970$400,970—
2022$444,848$184,464—
2021$347,629$178,121—
2020$338,889$174,972—

2025 property taxes (current owner): $8,106/yr

Estimated taxes if purchased at asking price: ~$14,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 17, 2026Closed$785,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $264/sq ft; this home is listed at $315/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2950 Arapahoe Avenue, Jacksonville, FL 32210Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$595,000$3183/21,8691000.1
4157 Water Oak Lane, Jacksonville, FL 32210Listed by X FACTOR SUCCESS REALTYSep 2026$700,000$2235/33,14680.4
2918 Yale Avenue, Jacksonville, FL 32210Listed by COWFORD REALTY & DESIGN LLCJul 2026$580,000$2643/1.52,200650.5
4727 Carlisle Road, Jacksonville, FL 32210Listed by CASTLEWISE REALTY GROUP, LLC.Aug 2026$595,000$2704/32,200260.6
4140 Lexington Avenue, Jacksonville, FL 32210Listed by MILLER & COMPANY REAL ESTATESep 2026$442,000$2363/21,870190.9
4526 Blackburn Street, Jacksonville, FL 32210Listed by MILLER & COMPANY REAL ESTATEAug 2026$335,000$1913/21,756371.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$785,000
Price / Sq Ft$315
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,493
Acres0.16 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4275 Baltic Street, Jacksonville, FL 32210
Area033-Ortega/Venetia
SubdivisionOrtega
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size6,969.6 sq ft
Parcel Number1016810000

Amenities

Community FeaturesSidewalks, Street Lights, Restaurant, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener

Interior

Interior FeaturesButler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
Security24 Hour Security, Security System Owned, Smoke Detector(s)

Exterior

FencingBack Yard, Wood
RoofShingle
ConstructionBrick
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedMay 15, 2026
Days on Market7
Tax Amount$8,105.6
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ortega

Ortega is a neighborhood in Jacksonville, FL (Duval County), ZIP 32210.

View all Ortega homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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