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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Mandarin Lakes, Jacksonville.

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Sold

Sold·Closed Aug 20, 2026·77 days on market·Recent sales in Mandarin Lakes·Mandarin Lakes

11534 N Ride Circle E

Jacksonville, FL 32223

$320,000sold priceListed at $334,900 · 95.6% of asking$215/sqftMLS# 2145320
3
Beds
2
Baths
1,486
Sq Ft
1978
Built
2
Garage
No
Pool

4 more homes for sale in Mandarin Lakes →Search Mandarin Lakes on the map

FEMA Zone XNo HOA7,841 sqft lotSingle Family Residence1 story

About this home

Mandarin Lakes

**Future Home Loans will provide up to 1% lender credit for closing costs, prepaids or rate buy down when using Sean Rigsby with Future Home Loans.** Welcome to this beautiful brick home situated on a spacious corner lot in the highly desirable Mandarin area of Jacksonville. Conveniently located just minutes from a wide variety of restaurants, shopping centers, and grocery stores, this property offers both accessibility and freedom with no HOA restrictions. Start your mornings with a cup of coffee in the screened-in lanai while enjoying the peaceful sounds of nature, and unwind in the evenings on the charming paver front porch. Inside, you'll find a tasteful combination of tile and hardwood flooring, creating a modern aesthetic with low-maintenance living in mind. From the moment you arrive, the pride of ownership is evident in the meticulously maintained landscaping and overall curb appeal. This home has been thoughtfully cared for and is ready for its next owner!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,772
Property taxesest. at asking price, Duval County$523
Estimated total, before insurance$2,295/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,566/yr · $130/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$320,000
$64,000
Loan Term
Monthly Payment
$1,772
Principal & Interest: $1,772
Property taxes (est.): $523
Insurance (est.): $213
Estimated Total Monthly
$2,508
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$287,228$38,965▼ $5,000
2024$287,641$35,610—
2023$276,448$31,515▲ $18,000
2022$253,575$32,039—
2021$197,946$28,179▲ $10,459
2020$182,479$51,403▲ $4,746

2025 property taxes (current owner): $1,566/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 26, 2026Closed$334,900
  • Aug 10, 2026Pending$334,900
  • Aug 7, 2026Active$334,900
  • Aug 3, 2026Active Under Contract$334,900
  • Jul 15, 2026Price change$334,900−$5,000
  • May 14, 2026Listed$339,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $225/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11450 Dustin Court, Jacksonville, FL 32223Listed by LEGACY REALTY GROUP NORTH FLORIDA INCSep 2026$350,000$2393/21,463240.5
3386 Laurel Grove S, Jacksonville, FL 32223Listed by HERRON REAL ESTATE LLCSep 2026$335,000$2423/21,382200.6
3342 Sarah Spaulding Drive, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$375,000$2234/21,681580.8
3407 Fairbanks Grant Road N, Jacksonville, FL 32223Listed by SUMMER BREEZE REALTYSep 2026$317,000$2083/21,527950.8
3504 Cormorant Branch Court, Jacksonville, FL 32223Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$302,500$2462/21,228600.8
3401 Parson Court, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$289,000$1913/21,517540.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$334,900
Price / Sq Ft$225
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,486
Acres0.18 acres
Year Built1978
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address11534 N Ride Circle E, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionMandarin Lakes
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size7,840.8 sq ft
Parcel Number1589262110

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Garage

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
Window FeaturesSkylight(s)

Additional Information

Date ListedMay 14, 2026
Days on Market77
Tax Amount$1,565.91
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JPAR CITY AND BEACH

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Mandarin Lakes

Mandarin Lakes is a neighborhood in Mandarin, FL (Duval County), ZIP 32223.

View all Mandarin Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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