This home is in Jacksonville.
Sold·Closed Jul 8, 2026·8 days on market·Recent sales in Jacksonville
5203 Chivalry Drive
Jacksonville, FL 32208
About this home
Jacksonville
Enjoy comfortable living in this updated home featuring fresh interior paint, durable LVP flooring throughout, a stainless steel gas range, dishwasher, granite countertops, and a roof replaced in 2026. The spacious, functional layout is ideal for everyday living and entertaining, while updated bathrooms add a fresh feel throughout the home. The primary suite includes a private en-suite bath, and indoor laundry adds everyday convenience. Outside, the fenced backyard provides space to relax, entertain, or enjoy pets and outdoor activities, along with a 1-car garage for extra storage and parking. Conveniently located on Jacksonville's Northside, residents enjoy quick access to Jacksonville Zoo and Gardens, River City Marketplace, downtown Jacksonville, local parks, dining, shopping, and major roadways for an easy commute throughout the city. This home offers a move-in ready opportunity in an established location.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: material not specified — 2026 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,684 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $177,000 in June 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $171,004 | $171,004 | — |
| 2024 | $161,453 | $159,980 | ▲ $21,265 |
| 2023 | $145,437 | $145,437 | ▲ $25,672 |
| 2022 | $115,217 | $101,119 | — |
| 2021 | $91,927 | $91,927 | ▼ $3,738 |
| 2020 | $92,762 | $92,762 | ▲ $3,450 |
2025 property taxes (current owner): $3,418/yr
Estimated taxes if purchased at asking price: ~$3,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 10, 2026Closed$199,900
- May 14, 2026Listed$199,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $147/sq ft; this home is listed at $168/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4663 Roanoke Boulevard, Jacksonville, FL 32208Listed by COLDWELL BANKER ANABASIS REALTY | Oct 2026 | $140,000 | $152 | 3/2 | 920 | 204 | 0.5 |
| 4934 Donnybrook Avenue, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $176,000 | $124 | 3/2 | 1,422 | 164 | 0.6 |
| 4909 Fredericksburg Avenue, Jacksonville, FL 32208Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $155,000 | $147 | 3/2 | 1,057 | 300 | 0.6 |
| 5881 Victoria Creek Lane, Jacksonville, FL 32219Listed by D R HORTON REALTY INC | Sep 2026 | $258,000 | $173 | 3/2.5 | 1,492 | 59 | 0.7 |
| 8307 Gullege Drive, Jacksonville, FL 32219Listed by KST GROUP LLC | Aug 2026 | $165,000 | $131 | 3/2 | 1,260 | 90 | 0.7 |
| 9147 Gibson Avenue, Jacksonville, FL 32208Listed by WATSON REALTY CORP | Aug 2026 | $60,000 | $49 | 3/1 | 1,216 | 63 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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