Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Edison, Jacksonville — a gated community home in Jacksonville.

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Active

Active·77 days on market·Edison

10067 Koster Street

Jacksonville, FL 32256

$1,195,000$326/sqftEst. $6,093/moMLS# 2145165

Beds

Baths

3,665

Sq Ft

2023

Built

Garage

Pool

About this home

Edison

Situated on one of eTown's largest premium lots, this beautifully upgraded 5-bedroom, 4-bath home offers the perfect combination of luxury, space, and modern efficiency, with existing gas and water hookups for an outdoor kitchen. Featuring over $300,000 in designer upgrades and more than $100,000 in custom enhancements, the home includes quartz countertops, custom cabinetry, designer blinds with motorized living room shades, a whole-house water filtration system, reverse osmosis drinking water, two tankless water heaters, a spacious loft, and energy-efficient solar panels. Conveniently located near I-295, St. Johns Town Center, downtown Jacksonville, and the beaches, with resort-style amenities including a pool, fitness center, parks, and walking trails.

Cost to own

Mortgage calculator

Home Price

$1,195,000

Down Payment: 20%

$239,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$6,093

Principal & Interest: $6,093

Property taxes (est.): $1,951

Insurance (est.): $797

Estimated Total Monthly

$8,841

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$6,093

Property taxesest. at asking price, Duval County$1,951

HOAbilled quarterly$119

Estimated total, before insurance$8,163/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,808/yr · $1,234/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $1,015,000 in August 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$758,175	$707,453	▼ $18,279
2024	$776,219	$726,219	—
2023	$100,000	$100,000	—
2022	$100,000	$100,000	—

2025 property taxes (current owner): $14,808/yr

Estimated taxes if purchased at asking price: ~$23,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,677 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 14, 2026Listed$1,195,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,195,000

Price / Sq Ft$326

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage3,665

Acres0.29 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address10067 Koster Street, Jacksonville, FL 32256

Area027-Intracoastal West-South Of Jt Butler Blvd

SubdivisionEdison

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size12,632.4 sq ft

Parcel Number1677630825

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Pickleball

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Range, Microwave, Tankless Water Heater, Washer

HeatingNatural Gas

CoolingCentral Air

FlooringTile

# of Stories2

LevelsTwo

LaundryGas Dryer Hookup, Washer Hookup

SecuritySecurity Gate

Spa FeaturesCommunity