This home is in Tidal Pointe, Jacksonville — a home near Atlantic Coast High School.
Active·165 days on market·Tidal Pointe
11496 Fathom Court
Jacksonville, FL 32256
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About this home
Tidal Pointe
Upgraded end-unit townhome that offers modern comfort & thoughtful design throughout. The main living areas feature LVP flooring, 12' ceilings downstairs, updated lighting, ceiling fans & blinds on all windows, creating a bright and inviting space. Kitchen equipped with quartz countertops, SS appliances, 42'' white cabinets, stylish backsplash, single-basin sink, and trash pull-out. Smart upgrades include Nest thermostats, video doorbell, Tesla & J1772 EV car charger, and water softener system. Upstairs features carpeted bedrooms, a versatile flex space and a spacious owner's suite with a large walk-in closet and storage system. Bedroom #2 also includes a walk-in closet & all bathrooms feature upgraded toilets with a refreshed half bath vanity downstairs. Additional highlights include a drop zone from garage, garage storage system, side patio area & end-unit privacy with abundant natural light. Washer, dryer convey making this home truly move in ready!
Next steps in Tidal Pointe
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2021)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,788 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave S23 min drive · 28 parking spaces
Closest park or preserve
Julington-Durbin Preserve17 min drive · 6.4 mi of trails
Closest public boat ramp
Pottsburg Creek Public Boat Rampabout 4 mi · Pottsburg Creek
Closest kayak & paddleboard launch
Alejandro Garces Camp Tomahawk Park Paddlecraft Accessabout 6 mi · Goodby's Creek
Closest youth league fields
Brooks Family YMCA9 min drive · Basketball, Football, Soccer, Volleyball
Closest grocery store
Target12 min drive · 4567 River City Dr, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Northwest-facing backyard — summer sunsets, gentle days
The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:36 AM, sunset 6:44 PM.
- The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
- Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $356,275 | $298,280 | — |
| 2024 | $339,167 | $289,167 | — |
| 2023 | $351,432 | $301,432 | — |
| 2022 | $328,064 | $328,064 | — |
| 2021 | $55,000 | $55,000 | — |
| 2020 | $50,000 | $50,000 | — |
2025 property taxes (current owner): $5,484/yr
Estimated taxes if purchased at asking price: ~$7,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 13, 2026Price change$404,900−$5,000
- May 14, 2026Listed$409,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $292/sq ft; this home is listed at $239/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11306 Barrier Beach Place, Jacksonville, FL 32256Listed by ARTEMIS MANAGEMENT COMPANY | Aug 2026 | $365,000 | $209 | 3/2.5 | 1,750 | 136 | 0.1 |
| 7490 Scarlet Ibis Lane, Jacksonville, FL 32256Listed by CHAD AND SANDY REAL ESTATE GROUP | Oct 2026 | $302,000 | $180 | 3/2.5 | 1,682 | 84 | 0.5 |
| 11000 Castlemain Circle E, Jacksonville, FL 32256Listed by EXIT INSPIRED REAL ESTATE | Sep 2026 | $379,000 | $187 | 3/2.5 | 2,023 | 21 | 0.5 |
| 11944 Generations Avenue, Jacksonville, FL 32224Listed by WEEKLEY HOMES REALTY | Sep 2026 | $523,810 | $292 | 3/3.5 | 1,794 | 182 | 1 |
| 11946 Generations Avenue, Jacksonville, FL 32224Listed by WEEKLEY HOMES REALTY | Sep 2026 | $504,999 | $302 | 3/3.5 | 1,672 | 47 | 1 |
| 11948 Generations Avenue, Jacksonville, FL 32224Listed by WEEKLEY HOMES REALTY | Aug 2026 | $553,990 | $309 | 3/3.5 | 1,794 | 85 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DOGWOOD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Tidal Pointe
Tidal Pointe is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines