This home is in Tidal Pointe, Jacksonville.

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Active·120 days on market·Tidal Pointe

11306 Barrier Beach Place

Jacksonville, FL 32256

$378,900$217/sqftEst. $2,017/moMLS# 2135461

Beds

Baths

1,750

Sq Ft

2021

Built

Garage

Pool

About this home

Tidal Pointe

Motivated Seller! Bright and inviting corner-unit townhome just minutes from St. Johns Town Center. This newer construction home offers a warm, open-concept layout with comfortable living space and plenty of storage throughout. As a corner unit, it's filled with natural light, giving the home an airy and welcoming feel from the moment you walk in. The kitchen is both functional and stylish, featuring stainless steel appliances, white cabinetry, and a center island perfect for cooking, gathering, or casual meals. It flows seamlessly into the dining and living areas, creating an easy, everyday living space that's great for relaxing or entertaining. Located in a prime Jacksonville location, you're just minutes from St. Johns Town Center, The Block Jax, shopping, dining, and entertainment. Enjoy nearby attractions like Topgolf, plus a short drive to Jacksonville Beach. A wonderful opportunity to make this your new address!

Cost to own

Mortgage calculator

Home Price

$378,900

Down Payment: 20%

$75,780

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,926

Principal & Interest: $1,926

Est. Taxes & Insurance: $481

Estimated Total Monthly

$2,407

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,017

Property taxesest. at asking price, Duval County$619

HOAbilled monthly$342

Estimated total, before insurance$2,978/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$362,859	$362,859	—
2024	$345,453	$345,453	—
2023	$358,021	$358,021	—
2022	$334,323	$334,323	—
2021	$55,000	$55,000	—
2020	$50,000	$50,000	—

2025 property taxes (current owner): $6,467/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,796 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History