This home is in St. Augustine — a home near St. Augustine High School.
Sold·Closed Jun 18, 2026·5 days on market·Recent sales in St. Augustine
1551 Masters Drive
St. Augustine, FL 32084
About this home
St. Augustine
From the moment you arrive at 1551 Masters Drive, a circular front driveway sets the tone for this truly exceptional property. A rear entrance from Spring Street provides additional convenience with parking for several vehicles, all set on a sprawling 0.8-acre lot. Built in 1928, this home's rare Coquina block construction -- a signature material of St. Augustine's storied architectural heritage -- offers the kind of durability and timeless character that simply cannot be replicated in modern construction. A durable metal roof adds lasting peace of mind. The main residence offers 3 bedrooms and 2 full bathrooms, where original hardwood floors flow throughout and a wood-burning fireplace anchors the living room, flanked by custom built-ins that add warmth and charm. The updated kitchen is as functional as it is inviting, featuring granite counters, stainless steel appliances, an overhead hood, farmhouse sink, center island, breakfast bar and charming built-in buffet with display cabinet
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1928)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,805 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $480,908 | $145,060 | — |
| 2025 | $453,931 | $359,548 | — |
| 2024 | $464,536 | $138,211 | — |
| 2024 | $403,055 | $326,862 | ▼ $12,702 |
| 2023 | $420,119 | $130,891 | — |
| 2023 | $424,393 | $297,148 | — |
| 2022 | $408,351 | $123,951 | — |
| 2022 | $349,288 | $270,135 | ▲ $72,280 |
| 2021 | $296,713 | $117,365 | — |
| 2021 | $245,578 | $245,578 | — |
| 2020 | $244,075 | $113,331 | — |
| 2020 | $240,496 | $227,557 | — |
2025 property taxes (current owner): $2,504/yr
Estimated taxes if purchased at asking price: ~$8,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $271/sq ft; this home is listed at $277/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 163 Silver Birch Street, St. Augustine, FL 32084Listed by WATSON REALTY CORP | Oct 2026 | $331,500 | $186 | 4/2 | 1,783 | 209 | 0.5 |
| 407 Pomont Avenue, St. Augustine, FL 32084Listed by LIGHTHOUSE REALTY ASSOCIATES | Aug 2026 | $350,000 | $206 | 3/2 | 1,703 | 48 | 0.6 |
| 40 Windsor Lane, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $351,000 | $159 | 4/2.5 | 2,202 | 70 | 0.6 |
| 917 Oxford Drive, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $560,000 | $271 | 3/2 | 2,070 | 37 | 1.1 |
| 27 Oak Street, St. Augustine, FL 32084Listed by MAXREV, LLC | Jul 2026 | $560,000 | $314 | 3/2.5 | 1,784 | 44 | 1.1 |
| 14 Althea Street, St. Augustine, FL 32084Listed by EXP REALTY LLC | Jul 2026 | $930,000 | $554 | 3/2 | 1,680 | 16 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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