This home is in Jacksonville.

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Active

Active·65 days on market

6861 Lenox Avenue

Jacksonville, FL 32205

$390,000$192/sqftEst. $2,076/moMLS# 2144753

Beds

Baths

2,028

Sq Ft

1975

Built

—

Garage

Pool

About this home

Jacksonville

Rare mixed-use opportunity in a highly visible and conveniently located Jacksonville location! Zoned for residential/commercial mixed use, this versatile property offers endless possibilities for business owners, entrepreneurs, contractors, artists, craftsmen, and anyone looking to combine their workspace and residence in one location. Currently configured as a residence/ art studio the property features a large attached workshop that provides exceptional flexibility for operating a business, storing equipment, creating inventory, or pursuing hobbies without the expense of leasing separate commercial space. Situated on a fully fenced 1/4-acre lot, the property also includes a 40-foot shipping container with shelving for additional storage, inventory, or workspace needs.

Cost to own

Mortgage calculator

Home Price

$390,000

Down Payment: 20%

$78,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,970

Principal & Interest: $1,970

Est. Taxes & Insurance: $493

Estimated Total Monthly

$2,463

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,076

Property taxesest. at asking price, Duval County$637

Estimated total, before insurance$2,713/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$136,022	$44,301	▲ $96,270
2024	$40,274	$40,274	▼ $261
2023	$39,408	$39,408	—
2022	$38,169	$38,169	—
2021	$36,639	$36,639	—
2020	$36,431	$36,431	▲ $3,022

2025 property taxes (current owner): $1,424/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1975)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,123 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History