This home is in Jacksonville — a pool home in Jacksonville.
Sold·Closed Oct 6, 2026·10 days on market·Recent sales in Jacksonville
1806 Memory Lane
Jacksonville, FL 32210
About this home
Jacksonville
Welcome to 1806 Memory Ln, where classic Jacksonville charm meets a thoughtfully updated interior and a backyard built for Florida living. Situated on a spacious .40-acre lot, this concrete block pool home offers something increasingly difficult to find: a beautifully renovated home with generous indoor and outdoor space, mature trees, and room to truly enjoy the property. Step inside to a bright, open living space featuring new LVP flooring, fresh finishes, recessed lighting, and a striking double-sided painted brick fireplace connecting the living & dining areas. Walls of sliding glass doors fill the home with natural light while creating a seamless connection to the pool and backyard. The updated kitchen is the heart of the home, featuring custom white shaker cabinetry, quartz countertops, stainless steel appliances and designer backsplash. The spacious primary suite includes a walk-in closet and updated private bath. Both bathrooms have been refreshed with clean, modern finishes.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1962)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,586 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,871/yr
Estimated taxes if purchased at asking price: ~$6,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 6, 2026Closed$329,900
- Sep 7, 2026Active Under Contract$329,900
- Aug 27, 2026Listed$329,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $147/sq ft; this home is listed at $177/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 6445 Tiny Tim Lane, Jacksonville, FL 32210Listed by WHOLESALE REALTY LLC | Sep 2026 | $168,000 | $100 | 3/2 | 1,685 | 0 | 0.4 |
| 7018 Bonnie Brae Lane, Jacksonville, FL 32210Listed by FORWARD REAL ESTATE INVESTMENT GROUP LLC | Oct 2026 | $254,000 | $147 | 3/2 | 1,730 | 14 | 0.6 |
| 5834 Hyde Grove Avenue, Jacksonville, FL 32210Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $250,000 | $127 | 3/1 | 1,961 | 27 | 0.6 |
| 7244 Mimosa Grove Place, Jacksonville, FL 32210Listed by MARK SPAIN REAL ESTATE | Sep 2026 | $260,000 | $189 | 3/2 | 1,377 | 30 | 0.8 |
| 2449 Lane Avenue S, Jacksonville, FL 32210Listed by UP REAL ESTATE | Sep 2026 | $205,000 | $137 | 3/2 | 1,491 | 7 | 0.9 |
| 5315 Shirley Avenue, Jacksonville, FL 32210Listed by RPB REALTY,INC | Sep 2026 | $310,000 | $176 | 4/2 | 1,759 | 123 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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