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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·101 days on market

853 S Parker Street

Starke, FL 32091

$399,900$221/sqftEst. $2,215/moMLS# 2153927
↓ $15,100 below original list
3
Beds
2
Baths
1,807
Sq Ft
2025
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.51 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Starke

SELLER INCENTIVE! Seller is willing to contribute toward the buyer's closing costs and/or an interest rate buy-down with an acceptable offer! Welcome to this beautifully crafted custom 3-bedroom, 2-bath home, perfectly situated on a spacious half-acre lot within the city limits. Designed with exceptional attention to detail, this home showcases 10-foot ceilings, luxury vinyl plank flooring, Italian porcelain tile, 8-foot entry doors, designer lighting, and elegant custom finishes throughout. The stunning kitchen features quartz countertops, a glass tile backsplash, custom cabinetry with glass-front uppers, floating shelves, and under- and over-cabinet lighting. The open-concept living area creates the perfect space for gathering, while the luxurious owner's suite offers a spa-inspired bath with a glass-enclosed shower and quartz finishes. Even better, the seller is leaving several beautiful additions with the home, including the custom blinds and window treatments, three mounted TVs

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,215
Estimated total, before insurance$2,215/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$399,900
$79,980
Loan Term
Monthly Payment
$2,215
Principal & Interest: $2,215
Insurance (est.): $267
Estimated Total Monthly
$2,482
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,549 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 12, 2026Price change$399,900−$15,100
  • Jul 6, 2026Listed$415,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $221/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1008 Colley Road, Starke, FL 32091Listed by CW REALTYAug 2026$305,000$1854/21,65010.2
708 E South Street, Starke, FL 32091Listed by CW REALTYJun 2025$355,000$1774/2.52,0101710.5
15241 SE 25th Avenue, Starke, FL 32091Listed by CW REALTYJun 2026$400,000$2303/21,74060.6
424 S Mabel Street, Starke, FL 32091Listed by COLDWELL BANKER VANGUARD REALTYOct 2025$109,000$813/21,354360.6
14252 SE 26th Avenue, Starke, FL 32091Listed by RAYTOWN HOMES & REALTY PLLCAug 2025$244,000$1564/21,56011
16165 NE 27th Place, Starke, FL 32091Listed by RIVER CITY RENTALS AND REALTYSep 2026$165,000$1223/21,35211.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,900
Price / Sq Ft$221
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,807
Total Structure Area2,512 sq ft
Acres0.51 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

MiddleBradford
HighBradford

Community Information

Address853 S Parker Street, Starke, FL 32091
Area523-Bradford County-SE
SubdivisionMetes & Bounds
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size22,215.6 sq ft
Parcel Number04369E00301
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Natural Gas Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesElectric Oven, Electric Range, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Sink, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionDead End Street, Few Trees
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 6, 2026
Days on Market90
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CW REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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